annuity and variable life contracts

 

                                                                     EXHIBIT 10

                ALLMERICA FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY
                          Consent of Newly Elected Director

Having been duly elected as a Director of Allmerica Financial Life Insurance
and Annuity Company ("Company"), effective April 30, 1996, each of the
undersigned hereby consents to being named as a Director of the Company in such
post-effective amendments to Registration Statements for the Company's variable
annuity and variable life contracts as will be filed with the Securities and
Exchange Commission on or before April 30, 1996, with an effective date on or
after April 30, 1996, pursuant to the requirements of the Securities Act of 1933
and the Investment Company Act of 1940.

Signed this 25th day of April, 1996

/s/ Bruce C. Anderson                  /s/ Theodore J. Rupley
- -------------------------              -------------------------
Bruce C. Anderson                      Theodore J. Rupley

/s/ Kruno Huitzingh                    /s/ Phillip E. Soule
- -------------------------              -------------------------
Kruno Huitzingh                        Phillip E. Soule

/s/ Larry C. Renfro                    /s/ Diane E. Wood
- -------------------------              -------------------------
Larry C. Renfro                        Diane E. Wood 

Basic Info X:

Name: annuity and variable life contracts
Type: Contracts
Date: April 26, 1996
Company: VEL ACCOUNT OF ALLMERICA FINANCIAL LIFE INSURANCE
State:

Other info:

Date:

  • April 30 , 1996
  • 25th day of April , 1996

Organization:

  • Allmerica Financial Life Insurance and Annuity Company
  • Securities and Exchange Commission

Person:

  • Bruce C. Anderson Theodore J. Rupley s Kruno Huitzingh
  • Kruno Huitzingh Phillip E. Soule
  • Larry C. Renfro Diane E. Wood