NON-COMPETE AND NON-SOLICITATION AGREEMENT

 

                   NON-COMPETE AND NON-SOLICITATION AGREEMENT
                                       OF
                                FRANK J. LUCCHINO

     NON-COMPETE AND NON-SOLICITATION AGREEMENT, dated as of December 31, 1996,
among FRONT ROYAL, INC., a North Carolina corporation with its principal offices
at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 ("FRI"), ROCKWOOD
CASUALTY INSURANCE COMPANY, a Pennsylvania stock insurance company with its
principal offices at 654 Main Street, Rockwood, Pennsylvania 15557 ("Rockwood;
together with FRI, the "Corporations") and FRANK J. LUCCHINO, whose principal
address is c/o Grogan, Graffam, McGinley & Lucchino, PC, Three Gateway Center,
22nd Floor, Pittsburgh, PA 15222 ("Lucchino").

                              W I T N E S S E T H:

     WHEREAS, concurrently with the execution and delivery of this Agreement,
and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6,
1996 (the "Stock Purchase Agreement"), among Trirock Limited Partnership
("Trirock") and PIC Insurance Group, Inc. ("PIC"), as sellers, and FRI, as
buyer, FRI purchased from Trirock 250,000 shares of Class A Common Stock, no par
value, of Rockwood, constituting 50% of all of the issued and outstanding shares
of Class A Common Stock;

     WHEREAS, it is a condition to consummation of the Closing (as defined in
the Stock Purchase Agreement) that this Agreement be executed and delivered and
in full force and effect;

     WHEREAS, the Corporations wish to be protected against competition from
each of the general partners of Trirock, in the business of writing or issuing
workers compensation and related lines of insurance ("Competitive Business");
and

     WHEREAS, Lucchino is a general partner of Trirock.

     NOW, THEREFORE, in consideration of the mutual covenants and promises
herein contained, and intending to be legally bound hereby, the parties hereto
agree as follows:

          1. Term of the Agreement. The term of this Agreement shall commence on
     the date hereof and continue through the tenth anniversary of the date
     hereof (the "Term").

          2. Covenant Not to Compete. (a) Lucchino covenants and agrees that (i)
     the Corporations will suffer substantial damage which will be difficult to
     compute if, after consummation of the Closing, Lucchino should engage in
     any Competitive

Business and (ii) the provisions of this Paragraph 2 are reasonable and
necessary for the protection of the Corporations.

     (b) Without the prior written consent of the Corporations, (1) during the
first 30 months of the Term of this Agreement, Lucchino shall not, in the States
of Delaware, Indiana, Maryland, Pennsylvania, Virginia or West Virginia, and (2)
during the remainder of the Term of this Agreement, Lucchino shall not, in the
States of Delaware, Indiana, Maryland, Virginia or West Virginia or in Bedford,
Blair, Fayette, Fulton, Indiana or Somerset Counties in the Commonwealth of
Pennsylvania, directly or indirectly: (i) enter into the employ of or render any
services to any person, firm, corporation, partnership, limited liability
company or other entity or business engaged in any Competitive Business; (ii)
engage in any Competitive Business for his own account; or (iii) become
associated with or interested in any Competitive Business as an individual,
partner, shareholder, creditor, director, officer, principal, agent, employee,
trustee, consultant, advisor or in any other relationship or capacity. Mere
passive ownership of stock representing 5% or less of the capital stock of a
publicly held company shall not be deemed a breach of this Paragraph 2.

     (c) If any provision of this Paragraph 2 is held to be unenforceable
because of the scope, duration or area of its applicability, the tribunal making
such determination shall have the power to modify such scope, duration or area,
or all of them, and such modification or provisions shall then be applicable in
such modified form.

     (d) If Lucchino commits a breach, or threatens to commit a breach, of any
of the provisions of clause (b) above, the Corporations shall have the right and
remedy, in addition to all other remedies at law and in equity: (i) to have the
provisions of this Paragraph 2 specifically enforced by any court having equity
jurisdiction; and (ii) to require Lucchino to account for and pay over to the
Corporations all compensation, profits, monies, accruals, increments, or other
benefits derived or received by Lucchino as the result of any transactions
constituting a breach of any of the provisions of clause (b) above and Lucchino
hereby agrees to account for and pay over such benefits to the Corporations.

     (e) Nothing in this Agreement shall be deemed to prohibit (i) the law firm
of Grogan, Graffam, McGinley & Lucchino, PC, of which Lucchino is a partner,
from providing legal services to any insurance company engaged in the business
of writing or issuing workers compensation and related lines of insurance or
(ii) Lucchino from purchasing insurance coverage, including workers compensation
insurance from an insurer engaged in any Competitive Business.

                                       -2-

     3. Covenant Not to Solicit. (a) Lucchino covenants and agrees that for the

Term of this Agreement he shall not, directly or indirectly, solicit for his own
account or for the account of another, or assist any other person in soliciting,
for the purpose of placing workers compensation insurance or related insurance
lines with an insurance company other than Rockwood, any of the agents or
brokers who placed workers compensation business with Rockwood and are
identified on Exhibit A hereto. Nothing in this Paragraph 3 shall prohibit
Lucchino from soliciting any of the agents or brokers identified on Exhibit A
for his own account or for the account of another, for the purpose of placing
any line of insurance which is unrelated to workers compensation insurance.

     (b) Lucchino further agrees that, during the Term of this Agreement, he
shall not directly or indirectly (i) solicit, entice, persuade or seek to induce
any person who is or was an employee of, or consultant to, Rockwood on the date
hereof or at any time during the Term of this Agreement or the six-month period
prior to the date hereof, to terminate his or her employment or consultancy with
Rockwood, or (ii) solicit, entice, persuade or seek to induce, for his own
account or for the account of any other person, any person who is or was an
employee or consultant of Rockwood on the date hereof or at any time during the
term of this Agreement or the six-month period prior to the date hereof, for
employment with any insurance company writing workers compensation or related
lines of insurance, or (iii) approach any such employee or consultant for any of
the foregoing purposes, or (iv) authorize or assist in the taking of any such
actions by any third party.

     4. Consideration. (a) In consideration of the covenant not to compete set
forth in Paragraph 2 and the covenant not to solicit set forth in Paragraph 3,
the Corporations shall pay to Lucchino $119,715.00 in the aggregate, of which
(i) $14,574.00 shall be paid each year for the first five (5) years of the Term
of this Agreement and (ii) $9,369.00 shall be paid each year for the second five
(5) years of the Term of this Agreement. Such consideration shall be due and
payable by the Corporations notwithstanding the death of Lucchino at any time
during the Term of this Agreement, and upon his death, the rights to any
consideration due and payable hereunder shall inure to the benefit of Lucchino's
heirs and legal representatives.

     (b) In the event the purchase option under the terms of the Lease, dated
December __, 1996, between Rockwood and Rockwood Asset Management, Inc. is
exercised by Rockwood, the Corporations shall prepay, and at any other time the
Corporations may prepay, the consideration due under Paragraph 4(a) for the
balance of the Term. The amount of any such prepayment shall be equal to the
present value of the future payments due hereunder, determined using an 8.5% per
annum discount rate, a mid-year

                                       -3-

convention and straight line interpolation from the last month end.

     5. General. (a) This Agreement shall be governed by and construed and

enforced in accordance with the laws of the Commonwealth of Pennsylvania
applicable to agreements made and to be performed entirely in Pennsylvania.

     (b) The article and section headings contained herein are for reference
purposes only and shall not in any way affect the meaning or interpretation of
this Agreement.

     (c) This Agreement sets forth the entire agreement and understanding of the
parties relating to the subject matter hereof, and supersedes all prior
agreements, arrangements and understanding, written or oral, relating to the
subject matter hereof.

     (d) Each Corporation may assign its rights, together with its obligations
hereunder, in connection with any sale, transfer or other disposition of all or
substantially all of its business or assets; in any event, the obligations of
each Corporation hereunder shall be binding on its successors or assigns,
whether by merger, consolidation or acquisition of all or substantially all of
its business or assets.

     (e) This Agreement may be amended, modified, superseded, renewed or
extended and the terms or covenants hereof may be waived, only by a written
instrument executed by both of the parties hereto, or in the case of a waiver,
by the party waiving compliance. The failure of either party at any time or
times to require performance of any provision hereof shall in no manner affect
the right at a later time to enforce the same. No waiver by either party of the
breach of any term or covenant contained in this Agreement, whether by conduct
or otherwise, in any one or more instances, shall be deemed to be or construed
as a further or continuing waiver of any such breach, or a waiver of the breach
of any other term or covenant contained in this Agreement.

     (f) Any and all notices or other communications or deliveries required or
permitted by this Agreement shall be in writing and shall be delivered
personally, sent by a nationally recognized courier service or sent by
registered or certified mail, return receipt requested, postage prepaid,
addressed to the party at the address on the first page of this Agreement, or to
such other address as a party may provide in accordance with this Section 5(f).
Any notice or other communications or deliveries hereunder shall be deemed given
and effective (i) upon receipt if delivered personally or by courier, or (ii)
three days after mailing as provided above.

                                       -4-

     IN WITNESS WHEREOF, the parties hereunder have executed and delivered this
Agreement on the date first above written.

                                        -----------------------------
                                           Frank J. Lucchino

                                        FRONT ROYAL, INC.

                                        By:___________________________
                                           Name:
                                           Title:

                                        ROCKWOOD CASUALTY INSURANCE
                                          COMPANY

                                        By:___________________________
                                           Name:
                                           Title:

                                       -5-

RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT OF JOHN R. MCGINLEY, JR. NON-COMPETE AND NON-SOLICITATION AGREEMENT, dated as of December 31, 1996, among FRONT ROYAL, INC., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 ("FRI"), ROCKWOOD CASUALTY INSURANCE COMPANY, a Pennsylvania stock insurance company with its principal offices at 654 Main Street, Rockwood, Pennsylvania 15557 ("Rockwood"; together with FRI, the "Corporations"), and JOHN R. MCGINLEY, JR., whose address is c/o Grogan, Graffam, McGinley & Lucchino, PC, Three Gateway Center, 22nd Floor, Pittsburgh, PA 15222 ("McGinley"). W I T N E S S E T H: WHEREAS, concurrently with the execution and delivery of this Agreement, and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6, 1996 (the "Stock Purchase Agreement"), among Trirock Limited Partnership ("Trirock") and PIC Insurance Group, Inc. ("PIC"), as sellers, and FRI, as buyer, FRI purchased from Trirock 250,000 shares of Class A Common Stock, no par value, of Rockwood, constituting 50% of all of the issued and outstanding shares of Class A Common Stock; WHEREAS, it is a condition to consummation of the Closing (as defined in the Stock Purchase Agreement) that this Agreement be executed and delivered and in full force and effect; WHEREAS, the Corporations wish to be protected against competition from each of the general partners of Trirock, in the business of writing or issuing workers compensation and related lines of insurance ("Competitive Business"); and WHEREAS, McGinley is a general partner of Trirock. NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of the Agreement. The term of this Agreement shall commence on the date hereof and continue through the tenth anniversary of the date hereof (the "Term"). 2. Covenant Not to Compete. (a) McGinley covenants and agrees that (i) the Corporations will suffer substantial damage which will be difficult to compute if, after consummation of the Closing, McGinley should engage in any Competitive Business and (ii) the provisions of this Paragraph 2 are reasonable and necessary for the protection of the Corporations. (b) Without the prior written consent of the Corporations, (1) during the first 30 months of the Term of this Agreement, McGinley shall not, in the States of Delaware, Indiana, Maryland, Pennsylvania, Virginia or West Virginia, and (2) during the remainder of the Term of this Agreement, McGinley shall not, in the States of Delaware, Indiana, Maryland, Virginia or West Virginia or in Bedford, Blair, Fayette, Fulton, Indiana or Somerset Counties in the Commonwealth of Pennsylvania, directly or indirectly: (i) enter into the employ of or render any services to any person, firm, corporation, partnership, limited liability company or other entity or business engaged in any Competitive Business; (ii) engage in any Competitive Business for his own account; or (iii) become associated with or interested in any Competitive Business as an individual, partner, shareholder, creditor, director, officer, principal, agent, employee, trustee, consultant, advisor or in any other relationship or capacity. Mere passive ownership of stock representing 5% or less of the capital stock of a publicly held company shall not be deemed a breach of this Paragraph 2. (c) If any provision of this Paragraph 2 is held to be unenforceable because of the scope, duration or area of its applicability, the tribunal making such determination shall have the power to modify such scope, duration or area, or all of them, and such modification or provisions shall then be applicable in such modified form. (d) If McGinley commits a breach, or threatens to commit a breach, of any of the provisions of clause (b) above, the Corporations shall have the right and remedy, in addition to all other remedies at law and in equity: (i) to have the provisions of this Paragraph 2 specifically enforced by any court having equity jurisdiction; and (ii) to require McGinley to account for and pay over to the Corporations all compensation, profits, monies, accruals, increments, or other benefits derived or received by McGinley as the result of any transactions constituting a breach of any of the provisions of clause (b) above and McGinley hereby agrees to account for and pay over such benefits to the Corporations. (e) Nothing in this Agreement shall be deemed to prohibit (i) the law firm of Grogan, Graffam, McGinley & Lucchino, PC, of which McGinley is a partner, from providing legal services to any insurance company engaged in the business of writing or issuing workers compensation and related lines of insurance or (ii) McGinley from purchasing insurance coverage, including workers compensation insurance from an insurer engaged in any Competitive Business. 3. Covenant Not to Solicit. (a) McGinley covenants and agrees that for the Term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the -2- account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than Rockwood, any of the agents or brokers who placed workers compensation business with Rockwood and are identified on Exhibit A hereto. Nothing in this Paragraph 3 shall prohibit McGinley from soliciting any of the agents or brokers identified on Exhibit A for his own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. (b) McGinley further agrees that, during the Term of this Agreement, he shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, Rockwood on the date hereof or at any time during the Term of this Agreement or the six-month period prior to the date hereof, to terminate his or her employment or consultancy with Rockwood, or (ii) solicit, entice, persuade or seek to induce, for his own account or for the account of any other person, any person who is or was an employee or consultant of Rockwood on the date hereof or at any time during the term of this Agreement or the six-month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. 4. Consideration. (a) In consideration of the covenant not to compete set forth in Paragraph 2 and the covenant not to solicit set forth in Paragraph 3, the Corporations shall pay to McGinley $456,895.00 in the aggregate, of which (i) $55,622.00 shall be paid each year for the first five (5) years of the Term of this Agreement and (ii) $35,757.00 shall be paid each year for the second five (5) years of the Term of this Agreement. Such consideration shall be due and payable by the Corporations notwithstanding the death of McGinley at any time during the Term of this Agreement, and upon his death, the rights to any consideration due and payable hereunder shall inure to the benefit of McGinley's heirs and legal representatives. (b) In the event the purchase option under the terms of the Lease, dated December __, 1996, between Rockwood and Rockwood Asset Management, Inc. is exercised by Rockwood, the Corporations shall prepay, and at any other time the Corporations may prepay, the consideration due under Paragraph 4(a) for the balance of the Term. The amount of any such prepayment shall be equal to the present value of the future payments due hereunder, determined using an 8.5% per annum discount rate, a mid-year convention and straight line interpolation from the last month end. -3- 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understanding, written or oral, relating to the subject matter hereof. (d) Each Corporation may assign its rights, together with its obligations hereunder, in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of each Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. (f) Any and all notices or other communications or deliveries required or permitted by this Agreement shall be in writing and shall be delivered personally, sent by a nationally recognized courier service or sent by registered or certified mail, return receipt requested, postage prepaid, addressed to the party at the address on the first page of this Agreement, or to such other address as a party may provide in accordance with this Section 5(f). Any notice or other communications or deliveries hereunder shall be deemed given and effective (i) upon receipt if delivered personally or by courier, or (ii) three days after mailing as provided above. -4- IN WITNESS WHEREOF, the parties hereunder have executed and delivered this Agreement on the date first above written. -------------------------- John R. McGinley, Jr. FRONT ROYAL, INC. By:___________________________ Name: Title: ROCKWOOD CASUALTY INSURANCE COMPANY By:___________________________ Name: Title: -5-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT OF PITTSBURGH MUTUAL INSURANCE COMPANY NON-COMPETE, NON-SOLICITATION AND CONSULTING AGREEMENT, dated as of December 31, 1996, between FRONT ROYAL, INC., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 (the "Corporation"), and PITTSBURGH MUTUAL INSURANCE COMPANY, a Pennsylvania mutual insurance company with its principal offices at 502 West Office Center Drive, Suite 100, Fort Washington, PA 19034 ("PMIC"). W I T N E S S E T H: WHEREAS, concurrently with the execution and delivery of this Agreement, and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6, 1996 (the "Stock Purchase Agreement"), among PIC Insurance Group Inc. ("PIC") and Trirock Limited Partnership ("Trirock"), as sellers, and the Corporation, as buyer, the Corporation purchased from PIC (a) 250,000 shares of Class A Common Stock, no par value, of Rockwood Casualty Insurance Company ("Rockwood"), constituting 50% of all of the issued and outstanding shares of Class A Common Stock and (b) 571,961 shares of Class B Common Stock, no par value, of Rockwood, constituting all of the issued and outstanding shares of Class B Common Stock of Rockwood; WHEREAS, PMIC is an affiliate of PIC; WHEREAS, it is a condition to consummation of the Closing (as defined in the Stock Purchase Agreement) that this Agreement be executed and delivered and in full force and effect; and WHEREAS, the Corporation wishes to be protected against competition from PMIC in the business of writing or issuing workers compensation and related lines of insurance ("Competitive Business"). NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of the Agreement. The term of this Agreement shall commence on the date hereof and continue through the fifth anniversary of the date hereof (the "Term"). 2. Covenant Not to Compete. (a) PMIC covenants and agrees that (i) the Corporation will suffer substantial damage which will be difficult to compute if, after consummation of the Closing, PMIC should engage in any Competitive Business and (ii) the provisions of this Paragraph 2 are reasonable and necessary for the protection of the Corporation. (b) During the Term of this Agreement, without the prior written consent of the Corporation, PMIC shall not, in the States of Delaware, Indiana, Pennsylvania, Maryland, Virginia or West Virginia, directly or indirectly: (i) enter into the employ of or render any services to any person, firm, corporation, partnership, limited liability company or other entity or business engaged in any Competitive Business; (ii) engage in any Competitive Business for its own account; or (iii) become associated with or interested in any Competitive Business as a partner, shareholder, creditor, principal, agent, employee, trustee, consultant, advisor or in any other relationship or capacity. Mere passive ownership of stock representing 5% or less of the capital stock of a publicly held company shall not be deemed a breach of this Paragraph 2. (c) If any provision of this Paragraph 2 is held to be unenforceable because of the scope, duration or area of its applicability, the tribunal making such determination shall have the power to modify such scope, duration or area, or all of them, and such modification or provisions shall then be applicable in such modified form. (d) If PMIC commits a breach, or threatens to commit a breach, of any of the provisions of clause (b) above, the Corporation shall have the right and remedy, in addition to all other remedies at law and in equity: (i) to have the provisions of this Paragraph 2 specifically enforced by any court having equity jurisdiction; and (ii) to require PMIC to account for and pay over to the Corporation all compensation, profits, monies, accruals, increments, or other benefits derived or received by PMIC as the result of any transactions constituting a breach of any of the provisions of clause (b) above and PMIC hereby agrees to account for and pay over such benefits to the Corporation. 3. Covenant Not to Solicit. (a) PMIC covenants and agrees that for the Term of this Agreement it shall not, directly or indirectly, solicit for its own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than Rockwood, any of the agents or brokers who placed workers compensation business with Rockwood and are identified on Exhibit A hereto. Nothing in this Paragraph 3 shall prohibit PMIC from soliciting any of the agents or brokers identified on Exhibit A for its own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. -2- (b) PMIC further agrees that, during the Term of this Agreement, it shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, Rockwood on the date hereof or at any time during the Term of this Agreement or the six-month period prior to the date hereof, to terminate his or her employment or consultancy with Rockwood, or (ii) solicit, entice, persuade or seek to induce, for its own account or for the account of any other person, any person who is or was an employee or consultant of Rockwood on the date hereof or at any time during the term of this Agreement or the six-month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. 4. Consideration. (a) In consideration of the covenant not to compete set forth in Paragraph 2 and the covenant not to solicit set forth in Paragraph 3, the Corporation shall pay to PMIC $125,000.00 per annum for the Term of this Agreement. Such annual payment shall be paid, in advance, in four equal installments on the first business day of each January, April, July and October commencing January 1997. (b) In the event the purchase option under the terms of the Lease, dated December 31, 1996, between Rockwood and Rockwood Asset Management, Inc. is exercised by Rockwood, the Corporation shall prepay, and at any other time the Corporation may prepay, the consideration due under Paragraph 4(a) for the balance of the Term. The amount of any such prepayment shall be equal to the present value of the future payments due hereunder, determined using an 8.5% per annum discount rate, a mid-year convention and straight line interpolation from the last month end. 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understanding, written or oral, relating to the subject matter hereof. (d) The Corporation may assign its rights, together with its obligations hereunder, in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of the -3- Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. (f) Any and all notices or other communications or deliveries required or permitted by this Agreement shall be in writing and shall be delivered personally, sent by a nationally recognized courier service or sent by registered or certified mail, return receipt requested, postage prepaid, addressed to the party at the address on the first page of this Agreement, or to such other address as a party may provide in accordance with this Section 5(f). Any notice or other communications or deliveries hereunder shall be deemed given and effective (i) upon receipt if delivered personally or by courier, or (ii) three days after mailing as provided above. IN WITNESS WHEREOF, the parties hereunder have caused this Agreement to be executed by their duly authorized representative on the date first above written. PITTSBURGH MUTUAL INSURANCE COMPANY By:________________________________ Name: Title: FRONT ROYAL, INC. By:________________________________ Name: J. Adam Abram Title: Chief Executive Officer -4-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT OF PIC INSURANCE GROUP, INC. NON-COMPETE AND NON-SOLICITATION AGREEMENT, dated as of December 31, 1996, between FRONT ROYAL, INC., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 (the "Corporation"), and PIC INSURANCE GROUP, INC., a Pennsylvania stock insurance company with its principal offices at 502 West Office, Center Drive, Fort Washington, PA 19034 ("PIC"). W I T N E S S E T H: WHEREAS, concurrently with the execution and delivery of this Agreement, and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6, 1996 (the "Stock Purchase Agreement"), among PIC and Trirock Limited Partnership ("Trirock"), as sellers, and the Corporation, as buyer, the Corporation purchased from PIC (a) 250,000 shares of Class A Common Stock, no par value, of Rockwood Casualty Insurance Company ("Rockwood"), constituting 50% of all of the issued and outstanding shares of Class A Common Stock and (b) 571,961 shares of Class B Common Stock, no par value, of Rockwood, constituting all of the issued and outstanding shares of Class B Common Stock of Rockwood; WHEREAS, it is a condition to consummation of the Closing (as defined in the Stock Purchase Agreement) that this Agreement be executed and delivered and in full force and effect; and WHEREAS, the Corporation wishes to be protected against competition from PIC in the business of writing or issuing workers compensation and related lines of insurance ("Competitive Business"). NOW, THEREFORE, in consideration of the payment to PIC of $1.00 and other good and valuable consideration and the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of the Agreement. The term of this Agreement shall commence on the date hereof and continue through the tenth anniversary of the date hereof (the "Term"). 2. Covenant Not to Compete. (a) PIC covenants and agrees that (i) the Corporation will suffer substantial damage which will be difficult to compute if, after consummation of the Closing, PIC should engage in any Competitive Business and (ii) the provisions of this Paragraph 2 are reasonable and necessary for the protection of the Corporation. (b) During the Term of this Agreement, without the prior written consent of the Corporation, PIC shall not, in the States of Delaware, Indiana, Pennsylvania, Maryland, Virginia or West Virginia, directly or indirectly: (i) enter into the employ of or render any services to any person, firm, corporation, partnership, limited liability company or other entity or business engaged in any Competitive Business; (ii) engage in any Competitive Business for its own account; or (iii) become associated with or interested in any Competitive Business as a partner, shareholder, creditor, principal, agent, employee, trustee, consultant, advisor or in any other relationship or capacity. Mere passive ownership of stock representing 5% or less of the capital stock of a publicly held company shall not be deemed a breach of this Paragraph 2. (c) If any provision of this Paragraph 2 is held to be unenforceable because of the scope, duration or area of its applicability, the tribunal making such determination shall have the power to modify such scope, duration or area, or all of them, and such modification or provisions shall then be applicable in such modified form. (d) If PIC commits a breach, or threatens to commit a breach, of any of the provisions of clause (b) above, the Corporation shall have the right and remedy, in addition to all other remedies at law and in equity: (i) to have the provisions of this Paragraph 2 specifically enforced by any court having equity jurisdiction; and (ii) to require PIC to account for and pay over to the Corporation all compensation, profits, monies, accruals, increments, or other benefits derived or received by PIC as the result of any transactions constituting a breach of any of the provisions of clause (b) above and PIC hereby agrees to account for and pay over such benefits to the Corporation. 3. Covenant Not to Solicit. (a) PIC covenants and agrees that for the Term of this Agreement it shall not, directly or indirectly, solicit for its own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than Rockwood, any of the agents or brokers who placed workers compensation business with Rockwood and are identified on Exhibit A hereto. Nothing in this Paragraph 3 shall prohibit PIC from soliciting any of the agents or brokers identified on Exhibit A for its own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. -2- (b) PIC further agrees that, during the Term of this Agreement, it shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, Rockwood on the date hereof or at any time during the Term of this Agreement or the six-month period prior to the date hereof, to terminate his or her employment or consultancy with Rockwood, or (ii) solicit, entice, persuade or seek to induce, for its own account or for the account of any other person, any person who is or was an employee or consultant of Rockwood on the date hereof or at any time during the term of this Agreement or the six-month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. 4. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understanding, written or oral, relating to the subject matter hereof. (d) The Corporation may assign its rights, together with its obligations hereunder, in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of the Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of -3- the breach of any other term or covenant contained in this Agreement. (f) Any and all notices or other communications or deliveries required or permitted by this Agreement shall be in writing and shall be delivered personally, sent by a nationally recognized courier service or sent by registered or certified mail, return receipt requested, postage prepaid, addressed to the party at the address on the first page of this Agreement, or to such other address as a party may provide in accordance with this Section 4(f). Any notice or other communications or deliveries hereunder shall be deemed given and effective (i) upon receipt if delivered personally or by courier, or (ii) three days after mailing as provided above. IN WITNESS WHEREOF, the parties hereunder have caused this Agreement to be executed by their duly authorized representative on the date first above written. PIC INSURANCE GROUP, INC. By:________________________________ Name: Title: FRONT ROYAL, INC. By:________________________________ Name: J. Adam Abram Title: Chief Executive Officer -4-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT THIS AGREEMENT is made this 31st day of December, 1996, between Front Royal, Inc., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 (the "Corporation"), and Charles M. Lederman, an individual residing at 4 Woodworth Court, Wayne, PA 19087 ("McCarthy"). WHEREAS, Lederman has been a director of Rockwood Casualty Insurance Company ("RCIC") for more than two years; WHEREAS, the Corporation acquired RCIC from PIC Insurance Group, Inc. and Tri Rock Limited Partnership simultaneously with the execution of this Agreement; WHEREAS, Lederman has resigned his position as a director, officer and employee of RCIC; WHEREAS, the Corporation wishes to be protected against competition from McCarthy in the business of workers compensation insurance and related lines of insurance; NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of Agreement. The term of this Agreement shall commence on December 31, 1996 and continue through December 30, 2001. 2. Covenant Not to Compete. Lederman hereby agrees that for the term of this Agreement he shall not, directly or indirectly, engage in, or have any interest in (other than as a passive investor with an interest of less than 5%), any person, firm, corporation, partnership, limited liability company, or other entity or business that engages in the business of workers compensation and related lines of insurance within Delaware, Indiana, Maryland, Pennsylvania, Virginia, or West Virginia. In the event of a breach or a threatened breach of this covenant not to compete, the Corporation shall have the right to have this covenant specifically enforced by any court having equity jurisdiction, it being acknowledged and agreed that any such breach or threatened breach will cause irreparable injury to the Corporation. If any of the covenants contained in this Article are held to be unenforceable by a court of competent jurisdiction because of the duration of such provision or the area covered thereby, the Corporation and Lederman agree that the court making such determination shall have the power to reduce the duration and/or area of such provision and to enforce such provision in its reduced form. 3. Covenant Not to Solicit. Lederman agrees and covenants that for the term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than RCIC, any of the agents or brokers who placed workers compensation insurance business with RCIC and are identified on Exhibit B hereto. Nothing in this Article shall prohibit Lederman from soliciting any of the agents or brokers identified on Exhibit B for his own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. Lederman further agrees that, during the term of this Agreement, he shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, RCIC on the date hereof or at any time during the term of this Agreement or the six month period prior to the date hereof, to terminate his or her employment or consultancy with RCIC, or (ii) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, RCIC on the date hereof or at any time during the term of this Agreement or the six month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. Lederman further agrees and covenants that for the term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the account of another, any workers compensation insurance or related lines insurance business from any of the accounts of RCIC which are identified on Exhibit C hereto. Nothing in this Article shall prohibit Lederman from soliciting for his own account or for the account of another, insurance business unrelated to workers compensation insurance from the accounts of RCIC which are identified on Exhibit C. 4. Consideration. In consideration of the covenant not to compete with RCIC and not to solicit its employees or agents during the term of this Agreement, the Corporation shall grant to Lederman warrants to purchase 200,000 shares of Class A, Common Stock of Front Royal, Inc. Said warrants shall be exercisable at $2.50 per share and shall be substantially in the form attached hereto as Exhibit A. 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understandings, written or oral, relating to the subject matter hereof. -2- (d) The Corporation may assign its rights, together with its obligations hereunder (other than its obligation to issue the warrants to McCarthy), in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of the Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. IN WITNESS WHEREOF, the parties here executed this Agreement as of the date first above written. FRONT ROYAL INC. By: --------------------------- Title: ------------------------------- CHARLES M. LENDERMAN, FCAS -3-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT THIS AGREEMENT is made this 31st day of December, 1996, between Front Royal, Inc., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 (the "Corporation"), and Timothy I. McCarthy, Sr., an individual residing at 4 Woodworth Court, Wayne, PA 19087 ("McCarthy"). WHEREAS, McCarthy has been a director of Rockwood Casualty Insurance Company ("RCIC") for more than two years; WHEREAS, the Corporation acquired RCIC from PIC Insurance Group, Inc. and Tri Rock Limited Partnership simultaneously with the execution of this Agreement; WHEREAS, McCarthy has resigned his position as a director of RCIC; WHEREAS, the Corporation wishes to be protected against competition from McCarthy in the business of workers compensation insurance and related lines of insurance; NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of Agreement. The term of this Agreement shall commence on December 31, 1996 and continue through December 30, 2001. 2. Covenant Not to Compete. McCarthy hereby agrees that for the term of this Agreement he shall not, directly or indirectly, engage in, or have any interest in (other than as a passive investor with an interest of less than 5%), any person, firm, corporation, partnership, limited liability company, or other entity or business that engages in the business of workers compensation and related lines of insurance within Delaware, Indiana, Maryland, Pennsylvania, Virginia, or West Virginia. In the event of a breach or a threatened breach of this covenant not to compete, the Corporation shall have the right to have this covenant specifically enforced by any court having equity jurisdiction, it being acknowledged and agreed that any such breach or threatened breach will cause irreparable injury to the Corporation. If any of the covenants contained in this Article are held to be unenforceable by a court of competent jurisdiction because of the duration of such provision or the area covered thereby, the Corporation and McCarthy agree that the court making such determination shall have the power to reduce the duration and/or area of such provision and to enforce such provision in its reduced form. 3. Covenant Not to Solicit. McCarthy agrees and covenants that for the term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than RCIC, any of the agents or brokers who placed workers compensation insurance business with RCIC and are identified on Exhibit B hereto. Nothing in this Article shall prohibit NcCarthy from soliciting any of the agents or brokers identified on Exhibit B for his own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. McCarthy further agrees that, during the term of this Agreement, he shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, RCIC on the date hereof or at any time during the term of this Agreement or the six month period prior to the date hereof, to terminate his or her employment or consultancy with RCIC, or (ii) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, RCIC on the date hereof or at any time during the term of this Agreement or the six month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. McCarthy further agrees and covenants that for the term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the account of another, any workers compensation insurance or related lines insurance business from any of the accounts of RCIC which are identified on Exhibit C hereto. Nothing in this Article shall prohibit McCarthy from soliciting for his own account or for the account of another, insurance business unrelated to workers compensation insurance from the accounts of RCIC which are identified on Exhibit C. 4. Consideration. In consideration of the covenant not to compete with RCIC and not to solicit its employees or agents during the term of this Agreement, the Corporation shall grant to McCarthy warrants to purchase 200,000 shares of Class A, Common Stock of Front Royal, Inc. Said warrants shall be exercisable at $2.50 per share and shall be substantially in the form attached hereto as Exhibit A. 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understandings, written or oral, relating to the subject matter hereof. -2- (d) The Corporation may assign its rights, together with its obligations hereunder (other than its obligation to issue the warrants to McCarthy), in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of the Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. IN WITNESS WHEREOF, the parties here executed this Agreement as of the date first above written. FRONT ROYAL INC. By:___________________________ Title: ______________________________ TIMOTHY MCCARTHY, SR. -3-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT OF PETER C. DOZZI NON-COMPETE AND NON-SOLICITATION AGREEMENT, dated as of December 31, 1996, among FRONT ROYAL, INC., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 ("FRI"), ROCKWOOD CASUALTY INSURANCE COMPANY, a Pennsylvania stock insurance company with its principal offices at 654 Main Street, Rockwood, Pennsylvania 15557 ("Rockwood"; together with FRI, the "Corporations"), and PETER C. DOZZI whose principal address is 2000 Lincoln Avenue, Pittsburgh, Pennsylvania 15235 ("Dozzi"). W I T N E S S E T H: WHEREAS, concurrently with the execution and delivery of this Agreement, and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6, 1996 (the "Stock Purchase Agreement"), among Trirock Limited Partnership ("Trirock") and PIC Insurance Group, Inc. ("PIC"), as sellers, and FRI, as buyer, FRI purchased from Trirock 250,000 shares of Class A Common Stock, no par value, of Rockwood, constituting 50% of all of the issued and outstanding shares of Class A Common Stock; WHEREAS, it is a condition to consummation of the Closing (as defined in the Stock Purchase Agreement) that this Agreement be executed and delivered and in full force and effect; WHEREAS, the Corporations wish to be protected against competition from each of the general partners of Trirock, in the business of writing or issuing workers compensation and related lines of insurance ("Competitive Business"); and WHEREAS, Dozzi is a general partner of Trirock. NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of the Agreement. The term of this Agreement shall commence on the date hereof and continue through the tenth anniversary of the date hereof (the "Term"). 2. Covenant Not to Compete. (a) Dozzi covenants and agrees that (i) the Corporations will suffer substantial damage which will be difficult to compute if, after consummation of the Closing, Dozzi should engage in any Competitive Business and (ii) the provisions of this Paragraph 2 are reasonable and necessary for the protection of the Corporations. (b) Without the prior written consent of the Corporations, (1) during the first 30 months of the Term of this Agreement, Dozzi shall not, in the States of Delaware, Indiana, Maryland, Pennsylvania, Virginia or West Virginia, and (2) during the remainder of the Term of this Agreement, Dozzi shall not, in the States of Delaware, Indiana, Maryland, Virginia or West Virginia or in Bedford, Blair, Fayette, Fulton, Indiana or Somerset Counties in the Commonwealth of Pennsylvania, directly or indirectly: (i) enter into the employ of or render any services to any person, firm, corporation, partnership, limited liability company or other entity or business engaged in any Competitive Business; (ii) engage in any Competitive Business for his own account; or (iii) become associated with or interested in any Competitive Business as an individual, partner, shareholder, creditor, director, officer, principal, agent, employee, trustee, consultant, advisor or in any other relationship or capacity. Mere passive ownership of stock representing 5% or less of the capital stock of a publicly held company shall not be deemed a breach of this Paragraph 2. (c) If any provision of this Paragraph 2 is held to be unenforceable because of the scope, duration or area of its applicability, the tribunal making such determination shall have the power to modify such scope, duration or area, or all of them, and such modification or provisions shall then be applicable in such modified form. (d) If Dozzi commits a breach, or threatens to commit a breach, of any of the provisions of clause (b) above, the Corporations shall have the right and remedy, in addition to all other remedies at law and in equity: (i) to have the provisions of this Paragraph 2 specifically enforced by any court having equity jurisdiction; and (ii) to require Dozzi to account for and pay over to the Corporations all compensation, profits, monies, accruals, increments, or other benefits derived or received by Dozzi as the result of any transactions constituting a breach of any of the provisions of clause (b) above and Dozzi hereby agrees to account for and pay over such benefits to the Corporations. (e) Nothing in this Agreement shall prohibit Dozzi from purchasing insurance coverage, including workers compensation insurance, from an insurer engaged in any Competitive Business, directly or indirectly for his own account. 3. Covenant Not to Solicit. (a) Dozzi covenants and agrees that for the Term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than Rockwood, any of the agents or brokers who placed workers compensation business with Rockwood and are identified on Exhibit A hereto. -2- Nothing in this Paragraph 3 shall prohibit Dozzi from soliciting any of the agents or brokers identified on Exhibit A for his own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. (b) Dozzi further agrees that, during the Term of this Agreement, he shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, Rockwood on the date hereof or at any time during the Term of this Agreement or the six-month period prior to the date hereof, to terminate his or her employment or consultancy with Rockwood, or (ii) solicit, entice, persuade or seek to induce, for his own account or for the account of any other person, any person who is or was an employee or consultant of Rockwood on the date hereof or at any time during the term of this Agreement or the six-month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. 4. Consideration. (a) In consideration of the covenant not to compete set forth in Paragraph 2 and the covenant not to solicit set forth in Paragraph 3, the Corporations shall pay to Dozzi $239,430.00 in the aggregate, of which (i) $29,148.00 shall be paid each year for the first five (5) years of the Term of this Agreement and (ii) $18,738.00 shall be paid each year for the second five (5) years of the Term of this Agreement. Such consideration shall be due and payable by the Corporations notwithstanding the death of Dozzi at any time during the Term of this Agreement, and upon his death, the rights to any consideration due and payable hereunder shall inure to the benefit of Dozzi's heirs and legal representatives. (b) In the event the purchase option under the terms of the Lease, dated December __, 1996, between Rockwood and Rockwood Asset Management, Inc. is exercised by Rockwood, the Corporations shall prepay, and at any other time the Corporations may prepay, the consideration due under Paragraph 4(a) for the balance of the Term. The amount of any such prepayment shall be equal to the present value of the future payments due hereunder, determined using an 8.5% per annum discount rate, a mid-year convention and straight line interpolation from the last month end. 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. -3- (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understanding, written or oral, relating to the subject matter hereof. (d) Each Corporation may assign its rights, together with its obligations hereunder, in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of each Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. (f) Any and all notices or other communications or deliveries required or permitted by this Agreement shall be in writing and shall be delivered personally, sent by a nationally recognized courier service or sent by registered or certified mail, return receipt requested, postage prepaid, addressed to the party at the address on the first page of this Agreement, or to such other address as a party may provide in accordance with this Section 5(f). Any notice or other communications or deliveries hereunder shall be deemed given and effective (i) upon receipt if delivered personally or by courier, or (ii) three days after mailing as provided above. -4- IN WITNESS WHEREOF, the parties hereunder have executed and delivered this Agreement on the date first above written. _____________________________ Peter C. Dozzi FRONT ROYAL, INC. By:___________________________ Name: Title: ROCKWOOD CASUALTY INSURANCE COMPANY By:___________________________ Name: Title: -5-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT OF PREMIER AUTO INSURANCE COMPANY NON-COMPETE AND NON-SOLICITATION AGREEMENT, dated as of December 31, 1996, between FRONT ROYAL, INC., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 (the "Corporation"), and PREMIER AUTO INSURANCE COMPANY, a Pennsylvania stock insurance company with its principal offices at 502 West Office Center Drive, Fort Washington, Pennsylvania 19034 ("Premier"). W I T N E S S E T H: WHEREAS, concurrently with the execution and delivery of this Agreement, and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6, 1996 (the "Stock Purchase Agreement"), among PIC Insurance Group, Inc. ("PIC") and Trirock Limited Partnership ("Trirock"), as sellers, and the Corporation, as buyer, the Corporation purchased from PIC (a) 250,000 shares of Class A Common Stock, no par value, of Rockwood Casualty Insurance Company ("Rockwood"), constituting 50% of all of the issued and outstanding shares of Class A Common Stock and (b) 571,961 shares of Class B Common Stock, no par value, of Rockwood, constituting all of the issued and outstanding shares of Class B Common Stock of Rockwood; WHEREAS, it is a condition to consummation of the Closing (as defined in the Stock Purchase Agreement) that this Agreement be executed and delivered and in full force and effect; and WHEREAS, the Corporation wishes to be protected against competition from Premier in the business of writing or issuing workers compensation and related lines of insurance ("Competitive Business"). NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of the Agreement. The term of this Agreement shall commence on the date hereof and continue through the tenth anniversary of the date hereof (the "Term"). 2. Covenant Not to Compete. (a) Premier covenants and agrees that (i) the Corporation will suffer substantial damage which will be difficult to compute if, after consummation of the Closing, Premier should engage in any Competitive Business and (ii) the provisions of this Paragraph 2 are reasonable and necessary for the protection of the Corporation. (b) During the Term of this Agreement, without the prior written consent of the Corporation, Premier shall not, in the States of Delaware, Indiana, Pennsylvania, Maryland, Virginia or West Virginia, directly or indirectly: (i) enter into the employ of or render any services to any person, firm, corporation, partnership, limited liability company or other entity or business engaged in any Competitive Business; (ii) engage in any Competitive Business for its own account; or (iii) become associated with or interested in any Competitive Business as a partner, shareholder, creditor, principal, agent, employee, trustee, consultant, advisor or in any other relationship or capacity. Mere passive ownership of stock representing 5% or less of the capital stock of a publicly held company shall not be deemed a breach of this Paragraph 2. (c) If any provision of this Paragraph 2 is held to be unenforceable because of the scope, duration or area of its applicability, the tribunal making such determination shall have the power to modify such scope, duration or area, or all of them, and such modification or provisions shall then be applicable in such modified form. (d) If Premier commits a breach, or threatens to commit a breach, of any of the provisions of clause (b) above, the Corporation shall have the right and remedy, in addition to all other remedies at law and in equity: (i) to have the provisions of this Paragraph 2 specifically enforced by any court having equity jurisdiction; and (ii) to require Premier to account for and pay over to the Corporation all compensation, profits, monies, accruals, increments, or other benefits derived or received by Premier as the result of any transactions constituting a breach of any of the provisions of clause (b) above and Premier hereby agrees to account for and pay over such benefits to the Corporation. 3. Covenant Not to Solicit. (a) Premier covenants and agrees that for the Term of this Agreement it shall not, directly or indirectly, solicit for its own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than Rockwood, any of the agents or brokers who placed workers compensation business with Rockwood and are identified on Exhibit A hereto. Nothing in this Paragraph 3 shall prohibit Premier from soliciting any of the agents or brokers identified on Exhibit A for its own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. (b) Premier further agrees that, during the Term of this Agreement, it shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an -2- employee of, or consultant to, Rockwood on the date hereof or at any time during the Term of this Agreement or the six-month period prior to the date hereof, to terminate his or her employment or consultancy with Rockwood, or (ii) solicit, entice, persuade or seek to induce, for its own account or for the account of any other person, any person who is or was an employee or consultant of Rockwood on the date hereof or at any time during the term of this Agreement or the six-month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. 4. Consideration. (a) In consideration of the covenant not to compete set forth in Paragraph 2 and the covenant not to solicit set forth in Paragraph 3, the Corporation shall pay to Premier $300,000.00 per annum for the Term of this Agreement. Such annual payment shall be paid, in advance, in four equal installments on the first business day of each January, April, July and October commencing January 1997. (b) In the event the purchase option under the terms of the Lease, dated December 31, 1996, between Rockwood and Rockwood Asset Management, Inc. is exercised by Rockwood, the Corporation shall prepay, and at any other time the Corporation may prepay, the consideration due under Paragraph 4(a) for the balance of the Term. The amount of any such prepayment shall be equal to the present value of the future payments due hereunder, determined using an 8.5% per annum discount rate, a mid-year convention and straight line interpolation from the last month end. 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understanding, written or oral, relating to the subject matter hereof. (d) The Corporation may assign its rights, together with its obligations hereunder, in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of the Corporation hereunder shall be binding on its successors or -3- assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. (f) Any and all notices or other communications or deliveries required or permitted by this Agreement shall be in writing and shall be delivered personally, sent by a nationally recognized courier service or sent by registered or certified mail, return receipt requested, postage prepaid, addressed to the party at the address on the first page of this Agreement, or to such other address as a party may provide in accordance with this Section 5(f). Any notice or other communications or deliveries hereunder shall be deemed given and effective (i) upon receipt if delivered personally or by courier, or (ii) three days after mailing as provided above. IN WITNESS WHEREOF, the parties hereunder have caused this Agreement to be executed by their duly authorized representative on the date first above written. PREMIER AUTO INSURANCE COMPANY By:________________________________ Name: Title: FRONT ROYAL, INC. By:________________________________ Name: J. Adam Abram Title: Chief Executive Officer -4-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00
NON-COMPETE AND NON-SOLICITATION AGREEMENT OF TERRENCE S. JACOBS NON-COMPETE AND NON-SOLICITATION AGREEMENT, dated as of December 31, 1996, among FRONT ROYAL, INC., a North Carolina corporation with its principal offices at 2200 Gateway Boulevard, Suite 205, Morrisville, NC 27560 ("FRI"), ROCKWOOD CASUALTY INSURANCE COMPANY, a Pennsylvania stock insurance company with its principal offices at 654 Main Street, Rockwood, Pennsylvania 15557 ("Rockwood"; together with FRI, the "Corporations"), and TERRENCE S. JACOBS whose principal address is 200 Route 22, Delmont, Pennsylvania 15626-0300 ("Jacobs"). W I T N E S S E T H: WHEREAS, concurrently with the execution and delivery of this Agreement, and pursuant to the terms of a Stock Purchase Agreement, dated as of December 6, 1996 (the "Stock Purchase Agreement"), among Trirock Limited Partnership ("Trirock") and PIC Insurance Group, Inc. ("PIC"), as sellers, and FRI, as buyer, FRI purchased from Trirock 250,000 shares of Class A Common Stock, no par value, of Rockwood, constituting 50% of all of the issued and outstanding shares of Class A Common Stock; WHEREAS, it is a condition to consummation of the Closing (as defined in the Stock Purchase Agreement) that this Agreement be executed and delivered and in full force and effect; WHEREAS, the Corporations wish to be protected against competition from each of the general partners of Trirock, in the business of writing or issuing workers compensation and related lines of insurance ("Competitive Business"); and WHEREAS, Jacobs is a general partner of Trirock. NOW, THEREFORE, in consideration of the mutual covenants and promises herein contained, and intending to be legally bound hereby, the parties hereto agree as follows: 1. Term of the Agreement. The term of this Agreement shall commence on the date hereof and continue through the tenth anniversary of the date hereof (the "Term"). 2. Covenant Not to Compete. (a) Jacobs covenants and agrees that (i) the Corporations will suffer substantial damage which will be difficult to compute if, after consummation of the Closing, Jacobs should engage in any Competitive Business and (ii) the provisions of this Paragraph 2 are reasonable and necessary for the protection of the Corporations. (b) Without the prior written consent of the Corporations, (1) during the first 30 months of the Term of this Agreement, Jacobs shall not, in the States of Delaware, Indiana, Maryland, Pennsylvania, Virginia or West Virginia, and (2) during the remainder of the Term of this Agreement, Jacobs shall not, in the States of Delaware, Indiana, Maryland, Virginia or West Virginia or in Bedford, Blair, Fayette, Fulton, Indiana or Somerset Counties in the Commonwealth of Pennsylvania, directly or indirectly: (i) enter into the employ of or render any services to any person, firm, corporation, partnership, limited liability company or other entity or business engaged in any Competitive Business; (ii) engage in any Competitive Business for his own account; or (iii) become associated with or interested in any Competitive Business as an individual, partner, shareholder, creditor, director, officer, principal, agent, employee, trustee, consultant, advisor or in any other relationship or capacity. Mere passive ownership of stock representing 5% or less of the capital stock of a publicly held company shall not be deemed a breach of this Paragraph 2. (c) If any provision of this Paragraph 2 is held to be unenforceable because of the scope, duration or area of its applicability, the tribunal making such determination shall have the power to modify such scope, duration or area, or all of them, and such modification or provisions shall then be applicable in such modified form. (d) If Jacobs commits a breach, or threatens to commit a breach, of any of the provisions of clause (b) above, the Corporations shall have the right and remedy, in addition to all other remedies at law and in equity: (i) to have the provisions of this Paragraph 2 specifically enforced by any court having equity jurisdiction; and (ii) to require Jacobs to account for and pay over to the Corporations all compensation, profits, monies, accruals, increments, or other benefits derived or received by Jacobs as the result of any transactions constituting a breach of any of the provisions of clause (b) above and Jacobs hereby agrees to account for and pay over such benefits to the Corporations. (e) Nothing in this Agreement shall prohibit Jacobs from purchasing insurance coverage, including workers compensation insurance, from an insurer engaged in any Competitive Business, directly or indirectly for his own account. 3. Covenant Not to Solicit. (a) Jacobs covenants and agrees that for the Term of this Agreement he shall not, directly or indirectly, solicit for his own account or for the account of another, or assist any other person in soliciting, for the purpose of placing workers compensation insurance or related insurance lines with an insurance company other than Rockwood, any of the agents or brokers who placed workers compensation -2- business with Rockwood and are identified on Exhibit A hereto. Nothing in this Paragraph 3 shall prohibit Jacobs from soliciting any of the agents or brokers identified on Exhibit A for his own account or for the account of another, for the purpose of placing any line of insurance which is unrelated to workers compensation insurance. (b) Jacobs further agrees that, during the Term of this Agreement, he shall not directly or indirectly (i) solicit, entice, persuade or seek to induce any person who is or was an employee of, or consultant to, Rockwood on the date hereof or at any time during the Term of this Agreement or the six-month period prior to the date hereof, to terminate his or her employment or consultancy with Rockwood, or (ii) solicit, entice, persuade or seek to induce, for his own account or for the account of any other person, any person who is or was an employee or consultant of Rockwood on the date hereof or at any time during the term of this Agreement or the six-month period prior to the date hereof, for employment with any insurance company writing workers compensation or related lines of insurance, or (iii) approach any such employee or consultant for any of the foregoing purposes, or (iv) authorize or assist in the taking of any such actions by any third party. 4. Consideration. (a) In consideration of the covenant not to compete set forth in Paragraph 2 and the covenant not to solicit set forth in Paragraph 3, the Corporations shall pay to Jacobs $333,960.00 in the aggregate, of which (i) $40,656.00 shall be paid each year for the first five (5) years of the Term of this Agreement and (ii) $26,136.00 shall be paid each year for the second five (5) years of the Term of this Agreement. Such consideration shall be due and payable by the Corporations notwithstanding the death of Jacobs at any time during the Term of this Agreement, and upon his death, the rights to any consideration due and payable hereunder shall inure to the benefit of Jacobs' heirs and legal representatives. (b) In the event the purchase option under the terms of the Lease, dated December __, 1996, between Rockwood and Rockwood Asset Management, Inc. is exercised by Rockwood, the Corporations shall prepay, and at any other time the Corporations may prepay, the consideration due under Paragraph 4(a) for the balance of the Term. The amount of any such prepayment shall be equal to the present value of the future payments due hereunder, determined using an 8.5% per annum discount rate, a mid-year convention and straight line interpolation from the last month end. 5. General. (a) This Agreement shall be governed by and construed and enforced in accordance with the laws of the Commonwealth of Pennsylvania applicable to agreements made and to be performed entirely in Pennsylvania. -3- (b) The article and section headings contained herein are for reference purposes only and shall not in any way affect the meaning or interpretation of this Agreement. (c) This Agreement sets forth the entire agreement and understanding of the parties relating to the subject matter hereof, and supersedes all prior agreements, arrangements and understanding, written or oral, relating to the subject matter hereof. (d) Each Corporation may assign its rights, together with its obligations hereunder, in connection with any sale, transfer or other disposition of all or substantially all of its business or assets; in any event, the obligations of each Corporation hereunder shall be binding on its successors or assigns, whether by merger, consolidation or acquisition of all or substantially all of its business or assets. (e) This Agreement may be amended, modified, superseded, renewed or extended and the terms or covenants hereof may be waived, only by a written instrument executed by both of the parties hereto, or in the case of a waiver, by the party waiving compliance. The failure of either party at any time or times to require performance of any provision hereof shall in no manner affect the right at a later time to enforce the same. No waiver by either party of the breach of any term or covenant contained in this Agreement, whether by conduct or otherwise, in any one or more instances, shall be deemed to be or construed as a further or continuing waiver of any such breach, or a waiver of the breach of any other term or covenant contained in this Agreement. (f) Any and all notices or other communications or deliveries required or permitted by this Agreement shall be in writing and shall be delivered personally, sent by a nationally recognized courier service or sent by registered or certified mail, return receipt requested, postage prepaid, addressed to the party at the address on the first page of this Agreement, or to such other address as a party may provide in accordance with this Section 5(f). Any notice or other communications or deliveries hereunder shall be deemed given and effective (i) upon receipt if delivered personally or by courier, or (ii) three days after mailing as provided above. -4- IN WITNESS WHEREOF, the parties hereunder have executed and delivered this Agreement on the date first above written. ----------------------------- Terrence S. Jacobs FRONT ROYAL, INC. By:___________________________ Name: Title: ROCKWOOD CASUALTY INSURANCE COMPANY By:___________________________ Name: Title: -5-
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1593 EVERGREEN INS. ASSOC., INC. CQ-2278-NR 19 69,521.00 113,909.00 98,904.00 1593 EVERGREEN INS. ASSOC., INC. CQ-503742688 37 6,942,916.00 8,982,380.00 8,244,772.00 1593 EVERGREEN INS. ASSOC., INC. 47 0.00 1,733.00 0.00 1593 TOTAL 7,012,437.00 9,098,021.00 8,343,677.00 1473 RESCHINI AGENCY, INC. CQ-503784761 37 3,785,013.00 3,130,419.00 2,382,920.00 0259 CENTURY UNDERWRITERS, INC. 19 0.00 0.00 8,863.00 0259 CENTURY UNDERWRITERS, INC. CQ-503307166 37 2,353,727.00 3,362,256.00 3,769,199.00 0259 TOTAL 2,353,727.00 3,362,256.00 3,778,062.00 0127 GATEWAY/PENNSY UND. INC. CQ-28074 19 365.00 585.00 0.00 0127 GATEWAY/PENNSY UND. INC. CQ-503174162 37 1,708,094.00 1,427,883.00 777,725.00 0127 TOTAL 1,708,459.00 1,428,468.00 777,725.00 1315 W. N. TUSCANO AGENCY, INC. 19 634.00 634.00 556.00 1315 W. N. TUSCANO AGENCY, INC. CQ-575197298 37 1,080,122.00 1,699,009.00 1,682,120.00 1315 TOTAL 1,080,756.00 1,699,643.00 1,682,676.00 0054 BLOOM INSURANCE AGENCY, INC. CQ-503514522 37 1,006,623.00 1,236,895.00 1,126,081.00 2153 MID STATE INS. UND., INC. BL-12549 07 29,883.00 31,221.00 14,586.00 2153 MID STATE INS. UND., INC. CQ-6354-C 19 226,871.00 429,092.00 352,552.00 2153 MID STATE INS. UND., INC. CQ-503845111 37 640,197.00 900,181.00 1,326,085.00 2153 MID STATE INS. UND., INC. AGT-251682000 45 8,840.00 5,473.00 12,403.00 2153 TOTAL 905,791.00 1,365,967.00 1,705,626.00 2138 GEORGE CLYMER INS. AGY., INC./ CQ-503044853 37 746,775.00 1,443,730.00 1,734,737.00 2138 GEORGE CLYMER INS. AGY., INC./ 45 4,018.00 0.00 0.00 2138 TOTAL 750,793.00 1,443,730.00 1,734,737.00 1440 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 734,950.00 752,054.00 659,446.00 2201 STEFKOVICH & SOROKES, INC. T/A CQ-503917985 37 711,899.00 380,761.00 0.00 2190 ENGLE-HAMBRIGHT & DAVIES, INC. CQ-571004731 37 610,897.00 259,648.00 0.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 513,199.00 671,915.00 598,345.00 1700 BEALL GARNER SCREEN&GEARE INC CQ-503930324 37 82,151.00 64,061.00 56,063.00 1700 TOTAL 595,350.00 735,976.00 654,408.00 1612 MALLALIEU-GOLDER INS AGY INC CQ-575591353 37 578,282.00 583,674.00 193,610.00 1937 ATLANTIC/SMITH CROPPER&DEELEY BL-12513 07 1,173.00 1,760.00 451.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 512,327.00 540,674.00 273,055.00 1937 ATLANTIC/SMITH CROPPER&DEELEY CQ-388082018 37 2,135.00 0.00 0.00 1937 ATLANTIC/SMITH CROPPER&DEELEY AGT-213528875 45 0.00 250.00 250.00 1937 TOTAL 515,635.00 542,684.00 273,756.00 1910 MPT INC T/A MAFD INS. AGY./ AGT-12710 07 40,714.00 32,160.00 15,144.00 1910 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 412,802.00 573,494.00 396,916.00 1910 MPT INC T/A MAFD INS. AGY./ ORDERED 37 38,203.00 14,502.00 46,426.00 1910 TOTAL 491,719.00 620,156.00 458,486.00 1356 RICHARD B. RYON INSURANCE CQ-575740880 37 489,276.00 576,009.00 570,234.00 1960 HAY & LANGRALL, L.L.C./ CQ-7522-C 19 450,441.00 164,715.00 0.00 1960 HAY & LANGRALL, L.L.C./ ORDERED 45 1,990.00 0.00 0.00 1960 TOTAL 452,431.00 164,715.00 0.00 1425 BURNS & BURNS ASSOC., INC. T/A CQ-503359388 37 448,173.00 600,408.00 540,880.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-0317-C 19 451,927.00 495,105.00 648,002.00 1810 BENJAMIN F. BROWN INS AGY INC CQ-051940225 37 (6,822.00) 2,522.00 4,300.00 1810 BENJAMIN F. BROWN INS AGY INC TO BE RELICENSED 45 1,256.00 0.00 0.00 1810 TOTAL 446,361.00 497,627.00 652,302.00 1636 THE KNEPPER AGENCY, INC. CQ-5927-C 19 33,556.00 47,977.00 45,005.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1636 THE KNEPPER AGENCY, INC. CQ-503939992 37 376,878.00 431,720.00 483,321.00 1636 TOTAL 410,434.00 479,697.00 528,326.00 2224 CONSTRUCTION INS CONSULT., INC CQ-503783501 37 401,489.00 0.00 0.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-5596-C 19 14,522.00 16,657.00 14,859.00 1626 JAMES L. SMITH INS. AGENCY INC CQ-503076220 37 380,647.00 381,824.00 626,303.00 1626 TOTAL 395,169.00 398,481.00 641,162.00 2194 HIGGINS ASSOCIATES CQ-575072032 37 391,285.00 85,764.00 0.00 2013 YODER-HERSHBERGER INSURANCE CQ-60289 19 147,384.00 140,885.00 6,245.00 2013 YODER-HERSHBERGER INSURANCE CQ-361793308 37 236,897.00 275,272.00 407,238.00 2013 TOTAL 384,281.00 416,157.00 413,483.00 1903 THE JACOBS COMPANY, INC. CQ-5153-C 19 377,559.00 361,780.00 1,730.00 2150 J. C. JONES ASSOCIATES/ CQ-325916845 37 374,907.00 587,302.00 808,034.00 1487 CHARLES P. LEACH AGENCY, INC. CQ-503349456 37 318,280.00 512,275.00 584,763.00 1487 CHARLES P. LEACH AGENCY, INC. 47 0.00 0.00 4,123.00 1487 TOTAL 318,280.00 512,275.00 588,886.00 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 19 0.00 (191.00) (19.00) 8175 COAL DEFERRED PREMIUM ACCT.-I ACCOUNT ONLY 37 315,633.00 (375,389.00) 951,706.00 8175 TOTAL 315,633.00 (375,580.00) 951,687.00 1703 GONDER INSURANCE AGENCY, INC. CQ-2539-C 19 297,170.00 318,271.00 195,291.00 1703 GONDER INSURANCE AGENCY, INC. 47 0.00 0.00 (122.00) 1703 TOTAL 297,170.00 318,271.00 195,169.00 1981 MARTENS-JOHNSON INS AGY, INC/ CQ-4352-C 19 276,598.00 0.00 0.00 1016 H. R. WOOLRIDGE COMPANY CQ-501217777 37 274,930.00 178,890.00 192,213.00 2133 CONCEPT INS. ASSOC., INC. CQ-503805996 37 266,518.00 716,867.00 15,576.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-7485-C 19 31,550.00 10,711.00 1,200.00 1504 BRUMBAUGH INSURANCE GROUP, INC CQ-503998583 37 216,584.00 1,313,714.00 1,834,532.00 1504 TOTAL 248,134.00 1,324,425.00 1,835,732.00 1978 MPT INC T/A MAFD INS. AGY./ CQ-0241-M 19 234,666.00 0.00 0.00 2018 DON R MYERS & CONSTANCE I NORK CQ-503999256 37 221,605.00 336,154.00 136,618.00 2204 INTERCONTINENTAL SERV AGY INC CQ-575399626 37 215,457.00 1,128.00 0.00 2165 ECHNOZ, SCALZOTT & SCHUTZMAN CQ-503612160 37 203,144.00 475,365.00 514,484.00 1456 SCOTT D. WATSON INS. AGENCY CQ-342994692 37 200,588.00 594,356.00 667,274.00 2259 CENTURY UNDERWRITERS, INC./ CQ-503307166 37 197,877.00 248,815.00 246,048.00 0258 SEATON & BOWMAN, INC. CQ-503395123 37 193,244.00 232,781.00 236,292.00 1752 ALL INSURANCE RESOURCE, INC. CQ-1786-C 19 190,222.00 204,850.00 172,640.00 1752 ALL INSURANCE RESOURCE, INC. 37 (909.00) 1,432.00 2,113.00 1752 TOTAL 189,313.00 206,282.00 174,753.00 1824 MAYER, STEINBERG & YOSPE, INC/ CQ-0100-C 19 185,852.00 262,078.00 259,860.00 1190 INTERSTATE INS. MGMT., INC. CQ-4604-C 19 7,978.00 7,065.00 6,974.00 1190 INTERSTATE INS. MGMT., INC. CQ-503537470 37 175,997.00 305,893.00 266,942.00 1190 TOTAL 183,975.00 312,958.00 273,916.00 2221 EVERGREEN INS. ASSOC., INC./ CQ-503742688 37 181,350.00 22,165.00 0.00 1287 JOHN A. FIESTA AGENCY, INC. CQ-503819287 37 180,514.00 213,947.00 204,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1037 HELMBOLD & STEWART, INC. CQ-503530632 37 177,520.00 293,932.00 428,575.00 1455 GARDINER A. WARNER LTD., INC. 07 2,139.00 4,201.00 0.00 1455 GARDINER A. WARNER LTD., INC. CQ-573695256 37 173,227.00 133,751.00 77,736.00 1455 TOTAL 175,366.00 137,952.00 77,736.00 1654 NEW HORIZONS INS. AGENCY, INC. 07 320.00 0.00 0.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-2867-C 19 178,847.00 590,300.00 306,795.00 1654 NEW HORIZONS INS. AGENCY, INC. CQ-503772626 37 (7,327.00) 65,385.00 121,226.00 1654 NEW HORIZONS INS. AGENCY, INC. 45 2,441.00 145,102.00 42,050.00 1654 TOTAL 174,281.00 800,787.00 470,071.00 1804 PATUXENT INSURANCE GROUP 07 0.00 0.00 (695.00) 1804 PATUXENT INSURANCE GROUP CQ-2995-P 19 171,891.00 165,209.00 192,438.00 1804 TOTAL 171,891.00 165,209.00 191,743.00 1748 ROSSMANN-HURT-HOFFMAN, INC. CQ-0118-C 19 159,470.00 49,797.00 26,484.00 2193 LANCHESTER INSURANCE, LTD. T/A CQ-575563343 37 159,067.00 12,107.00 0.00 1806 APPLIED INS. SERVICES, INC. CQ-2984-C 19 158,457.00 166,740.00 164,715.00 1806 APPLIED INS. SERVICES, INC. 37 0.00 (250.00) 250.00 1806 TOTAL 158,457.00 166,490.00 164,965.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ-0134-C 19 145,323.00 240,207.00 107,548.00 1708 WRIGHT-GARDNER INSURANCE, INC. CQ--51049391 37 12,723.00 23,345.00 17,919.00 1708 TOTAL 158,046.00 263,552.00 125,467.00 1825 INSURANCE, INCORPORATED AGT-44178 07 4,987.00 0.00 0.00 1825 INSURANCE, INCORPORATED CQ-0127-C 19 147,280.00 235,798.00 335,327.00 1825 INSURANCE, INCORPORATED 37 0.00 0.00 3,169.00 1825 INSURANCE, INCORPORATED AGT-220442455 45 4,337.00 3,475.00 5,722.00 1825 TOTAL 156,604.00 239,273.00 344,218.00 1281 THE GUTHRIE AGENCY CQ-349018583 37 154,586.00 235,050.00 271,738.00 1669 FETTERMAN, MILLINGHAUSEN & CQ-575927708 37 153,825.00 67,729.00 15,907.00 2074 COORDINATED UNDERWRITERS, INC. CQ-503943465 37 153,004.00 141,817.00 128,472.00 1801 LASSEN, MARINE & WEBSTER, INC. 07 250.00 0.00 0.00 1801 LASSEN, MARINE & WEBSTER, INC. CQ-2225-C 19 150,960.00 153,810.00 96,284.00 1801 TOTAL 151,210.00 153,810.00 96,284.00 1943 INS. MARKETING SPECIALISTS INC CQ-2164-C 19 144,908.00 137,435.00 3,451.00 1943 INS. MARKETING SPECIALISTS INC 37 1,067.00 0.00 0.00 1943 INS. MARKETING SPECIALISTS INC 45 1,224.00 633.00 0.00 1943 TOTAL 147,199.00 138,068.00 3,451.00 2670 MIAMI VALLEY E&S AGY OF WV INC 37 50.00 0.00 0.00 2670 MIAMI VALLEY E&S AGY OF WV INC AGT-000007794 47 146,272.00 67,208.00 7,751.00 2670 TOTAL 146,322.00 67,208.00 7,751.00 1777 HARVEY O. RILEY INS AGENCY INC CQ-1979-C 19 139,783.00 189,259.00 159,435.00 1777 HARVEY O. RILEY INS AGENCY INC 37 350.00 0.00 0.00 1777 TOTAL 140,133.00 189,259.00 159,435.00 1421 FIORE LOUIS NARDO T/A CQ-386791889 37 138,289.00 135,560.00 116,340.00 2118 J. C. JONES ASSOCIATES CQ-325916845 37 133,779.00 168,454.00 161,749.00 1891 ATLANTIC INS. MGMT., INC. CQ-3352-C 19 133,425.00 92,859.00 17,551.00 2072 C. I. M. C. O. CORPORATION CQ-575561439 37 124,504.00 176,339.00 139,421.00 2086 HARRY BLACKWOOD, INC. CQ-503103374 37 122,280.00 154,108.00 160,819.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1615 SALTZMAN ASSOCIATES, INC. 19 66,120.00 67,660.00 67,590.00 1615 SALTZMAN ASSOCIATES, INC. CQ-573286083 37 55,430.00 45,650.00 51,779.00 1615 TOTAL 121,550.00 113,310.00 119,369.00 0078 BURNS & BURNS ASSOC., INC. CQ-503359388 37 121,153.00 216,719.00 273,945.00 1401 W. W. LEE & SON, LTD. CQ-05333376 37 117,088.00 238,316.00 258,711.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-2929-C 19 2,937.00 1,627.00 3,447.00 1650 WHITE HALL AGENT'S AGENCY INC. CQ-575536970 37 113,869.00 130,583.00 108,391.00 1650 TOTAL 116,806.00 132,210.00 111,838.00 1192 HAUSER AGENCY, INC. CQ-503014010 37 116,321.00 114,063.00 98,546.00 1192 HAUSER AGENCY, INC. 47 (147.00) 772.00 647.00 1192 TOTAL 116,174.00 114,835.00 99,193.00 0181 KONHAUS-ROBERTSON AGENCY CQ-13036-NR 19 82,103.00 101,017.00 78,518.00 0181 KONHAUS-ROBERTSON AGENCY CQ-511542267 37 32,490.00 45,960.00 53,768.00 0181 TOTAL 114,593.00 146,977.00 132,286.00 1925 BARNES & BOLLINGER INSURANCE CQ-4110-C 19 111,918.00 239,806.00 148,993.00 1925 BARNES & BOLLINGER INSURANCE CQ-539892665 37 320.00 0.00 0.00 1925 TOTAL 112,238.00 239,806.00 148,993.00 1926 STANLEY J. PAGE INS., INC. T/A CQ-5944-C 19 112,231.00 61,108.00 16,254.00 1926 STANLEY J. PAGE INS., INC. T/A 37 0.00 0.00 903.00 1926 TOTAL 112,231.00 61,108.00 17,157.00 1507 C. W. HOWARD INS. AGENCY, INC. CQ-503592437 37 111,607.00 135,436.00 117,560.00 1013 H G M, INC. T/A CQ-503650051 37 111,434.00 161,875.00 161,589.00 1180 MURRAY INS. AGY., INC. CQ-575364004 37 108,935.00 137,329.00 96,137.00 1242 EBENSBURG INSURANCE AGENCY CQ-365055001 37 106,491.00 170,521.00 172,987.00 1721 C. I. SNYDER INS. AGY., INC. CQ-7501-C 19 100,753.00 90,316.00 44,390.00 1721 C. I. SNYDER INS. AGY., INC. BL-536540411 37 3,941.00 0.00 0.00 1721 C. I. SNYDER INS. AGY., INC. 45 797.00 0.00 0.00 1721 TOTAL 105,491.00 90,316.00 44,390.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-36664-NR 19 14,442.00 0.00 0.00 2119 CONSOLIDATED NAT. INSURERS INC CQ-575011887 37 88,425.00 180,956.00 184,692.00 2119 TOTAL 102,867.00 180,956.00 184,692.00 1820 PRICE-HERMAC INS. AGY., INC. CQ-1156-C 19 102,719.00 108,519.00 100,197.00 2130 FRANKLIN INS. AGY., INC. CQ-503894394 37 100,464.00 180,645.00 163,147.00 0679 THE REINARD AGENCY, INC. CQ-573942894 37 97,437.00 272,900.00 234,401.00 2081 THE MADDEN INS. GROUP, INC. CQ-575034414 37 97,187.00 118,836.00 55,505.00 1094 BARNETT INSURANCE, INC. CQ-503179416 37 96,136.00 101,490.00 74,270.00 2035 DUBLER INSURANCE AGENCY CQ-383981633 37 95,820.00 154,585.00 156,821.00 1928 SCALLA & ASSOCIATES CQ-40084 19 95,081.00 130,037.00 76,465.00 0058 BROOKVILLE INS. AGY., INC. T/A CQ-503394328 37 94,987.00 115,013.00 95,537.00 1823 MAYER, STEINBERG & YOSPE, INC. CQ-0100-C 19 94,930.00 123,603.00 135,705.00 1597 PHILLIPS-MITZEL, INC. 07 1,363.00 1,704.00 487.00 1597 PHILLIPS-MITZEL, INC. 19 4,215.00 6,217.00 627.00 1597 PHILLIPS-MITZEL, INC. CQ-573671794 37 86,429.00 100,238.00 37,211.00 1597 PHILLIPS-MITZEL, INC. 45 0.00 487.00 432.00 1597 TOTAL 92,007.00 108,646.00 38,757.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2114 GARY E. FAYE AND ASSOCIATES CQ-348784815 37 89,857.00 139,485.00 103,281.00 1938 SANTUCCI & ASSOC INS AGY INC CQ-6144-C 19 87,950.00 44,457.00 16,390.00 1938 SANTUCCI & ASSOC INS AGY INC 37 1,626.00 15,508.00 0.00 1938 TOTAL 89,576.00 59,965.00 16,390.00 1592 BAILY INSURANCE AGENCY, INC. CQ-503705321 37 89,524.00 119,713.00 100,086.00 2172 TRANS SERVICE INS. AGY., INC. CQ-503866291 37 88,006.00 111,884.00 0.00 1766 GRIFFITH/ALLIED RISK MGMT INC CQ-5636-C 19 87,771.00 108,633.00 157,431.00 1211 THE YORKE AGENCY, INC. CQ-503553506 37 87,480.00 109,389.00 91,228.00 1339 BEST INSURANCE GROUP, INC./ CQ-2306-C 19 649.00 649.00 1,244.00 1339 BEST INSURANCE GROUP, INC./ CQ-503780751 37 86,622.00 136,077.00 197,228.00 1339 TOTAL 87,271.00 136,726.00 198,472.00 0280 HARRY J. NEDLEY D/B/A BARTON MINING-PA RISK 19 35,761.00 24,398.00 37,094.00 0280 HARRY J. NEDLEY D/B/A CQ-510992291 37 51,173.00 70,217.00 80,978.00 0280 TOTAL 86,933.00 94,614.00 118,072.00 2115 TYROL INSURANCE AGENCY, INC. CQ-575394819 37 86,642.00 66,745.00 60,631.00 0711 LIBERTY FINANCIAL SERVICES INC 19 3,035.00 0.00 0.00 0711 LIBERTY FINANCIAL SERVICES INC CQ-503920213 37 83,165.00 55,398.00 20,315.00 0711 TOTAL 86,200.00 55,398.00 20,315.00 2220 WATSON INSURANCE AGENCY, INC. CQ-503306339 37 84,867.00 0.00 0.00 1229 ALTANY INSURANCE AGENCY, INC. CQ-503512030 37 84,002.00 106,352.00 149,565.00 2010 DAVIS INSURANCE AGENCY, INC. CQ-575399660 37 82,184.00 117,816.00 81,938.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-6161-C 19 61,473.00 22,449.00 0.00 1944 MOSCKER INSURANCE AGENCY, INC. CQ-537893147 37 19,893.00 15,655.00 0.00 1944 TOTAL 81,366.00 38,104.00 0.00 1613 ROBERT C. WILLIAMS INS AGY INC CQ-591488954 37 80,774.00 64,059.00 36,450.00 1946 HANKOFF INSURANCE GROUP, INC. CQ-5632-C 19 79,937.00 94,047.00 0.00 1946 HANKOFF INSURANCE GROUP, INC. 37 232.00 0.00 0.00 1946 TOTAL 80,169.00 94,047.00 0.00 1657 LOUIS SAVADOVE & ASSOC., INC. CQ-575532411 37 79,196.00 99,447.00 50,361.00 0602 MARKEE-BLACK AGENCIES, INC. 07 9.00 0.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. 19 1,772.00 189.00 0.00 0602 MARKEE-BLACK AGENCIES, INC. CQ-575101233 37 76,130.00 145,910.00 59,112.00 0602 TOTAL 77,911.00 146,099.00 59,112.00 1448 KERWICK INS. AGENCY, INC. CQ-575145183 37 77,715.00 382,655.00 529,509.00 1883 DIEHL & DIEHL INSURANCE, INC. CQ-3951-C 19 77,669.00 87,310.00 74,896.00 1920 CHESAPEAKE SPECIAL RISKS, LTD. CQ-60117 19 77,431.00 13,175.00 17,918.00 2011 LAUREL INS MANAGEMENT INC 19 0.00 174.00 473.00 2011 LAUREL INS MANAGEMENT INC CQ-503755880 37 77,296.00 199,210.00 325,132.00 2011 TOTAL 77,296.00 199,384.00 325,605.00 1827 BROTHERS INS. ASSOCIATES, INC. CQ-3697-C 19 77,066.00 72,614.00 35,630.00 2034 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 74,962.00 126,040.00 156,104.00 1855 WERNER AGENCY, LTD. CQ-4239-C 19 74,201.00 125,648.00 108,602.00 1855 WERNER AGENCY, LTD. AGT-521326462 45 262.00 738.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1855 TOTAL 74,463.00 126,386.00 108,602.00 2040 PENN CENTER INS MGMT CORP T/A CQ-575585229 37 74,459.00 78,825.00 41,435.00 1847 CREELMAN INS ASSOC INC T/A CQ-1157-C 19 74,116.00 103,921.00 91,958.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 07 23.00 1,487.00 668.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 19 52,986.00 49,581.00 46,743.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 37 20,463.00 113,257.00 156,510.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 45 0.00 569.00 0.00 6175 DIRECT COLLECTION OF ACTIVE ACCOUNT ONLY 47 0.00 0.00 224.00 6175 TOTAL 73,472.00 164,894.00 204,146.00 0022 KERIN & COMPANY INC T/A CQ-20367-NR 19 0.00 0.00 (2,223.00) 0022 KERIN & COMPANY INC T/A CQ-503306339 37 73,346.00 118,960.00 124,322.00 0022 TOTAL 73,346.00 118,960.00 122,099.00 0678 KEITH D. & SUSAN R. SHIELDS CQ-503863844 37 73,024.00 75,495.00 89,334.00 1436 POE & BROWN OF PA, INC. 07 0.00 (3,053.00) 4,585.00 1436 POE & BROWN OF PA, INC. CQ-575435268 37 72,374.00 200,316.00 249,581.00 1436 TOTAL 72,374.00 197,263.00 254,166.00 7005 CALLISTUS SMITH AGENCY, INC. AGT-35-1129708 13 71,881.00 71,881.00 64,690.00 0687 L.A. ANDERSON & ASSOC INC T/A CQ-575382257 37 71,696.00 141,568.00 79,901.00 1671 MOSHOLDER INSURANCE AGENCY CQ-15086-NR 19 0.00 0.00 1,101.00 1671 MOSHOLDER INSURANCE AGENCY CQ-531542143 37 71,156.00 68,760.00 67,032.00 1671 TOTAL 71,156.00 68,760.00 68,133.00 2037 THE WARREN A GINGRICH AGY, INC CQ-573991754 37 70,422.00 128,410.00 144,367.00 1884 WARING-AHEARN INS. AGENCY INC. CQ-0828-C 19 70,000.00 73,682.00 47,388.00 1420 BEST INSURANCE GROUP, INC./ CQ-501955461 37 69,851.00 89,459.00 136,617.00 1549 TRIGGIANI INSURANCE AGENCY CQ-345516748 37 69,698.00 96,309.00 75,981.00 2188 CHARLES S NENNER INS ASSOC INC CQ-575721202 37 69,022.00 57,558.00 0.00 2195 LITTLE MICHAELS & KENNEDY, INC CQ-573238101 37 67,390.00 33,145.00 0.00 1019 EDWARD E. REITER INS. AGENCY CQ-340019516 37 67,253.00 102,084.00 101,011.00 2113 HARRIS AND DEZOMBA INS. AGENCY CQ-346516113 37 66,363.00 64,904.00 44,610.00 2206 KEVANE INSURANCE 07 132.00 329.00 0.00 2206 KEVANE INSURANCE CQ-389056453 37 65,946.00 5,625.00 0.00 2206 TOTAL 66,078.00 5,954.00 0.00 1346 DILLON-HANEY AGENCY, INC. CQ-575395190 37 65,360.00 74,964.00 39,461.00 1624 W-M-J AGENCY, INC. CQ-1328-C 19 44,906.00 19,660.00 25,056.00 1624 W-M-J AGENCY, INC. CQ-573840804 37 19,879.00 29,584.00 41,405.00 1624 TOTAL 64,785.00 49,244.00 66,461.00 2161 GEORGE CLYMER INS. AGY., INC. CQ-503044853 37 64,237.00 166,732.00 180,225.00 0950 JOSEPH H. TYSON & CO. INC. CQ-573737311 37 63,205.00 76,838.00 59,626.00 0031 ANDREW F. RODGERS INS AGY INC CQ-503952337 37 62,851.00 125,640.00 153,370.00 1688 CHARLES K. BANTLEY INSURANCE 19 319.00 0.00 0.00 1688 CHARLES K. BANTLEY INSURANCE CQ-517782560 37 62,525.00 109,052.00 86,914.00 1688 TOTAL 62,844.00 109,052.00 86,914.00 1763 FORD & ASSOC. INS. AGY., INC. CQ-3809-C 19 62,309.00 93,924.00 90,576.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1274 JOHN P. MEEHAN AGENCY, INC. CQ-573895509 37 61,960.00 85,770.00 130,155.00 2068 BEALL GARNER SCREEN&GEARE INC CQ0503930324 37 61,599.00 44,525.00 44,815.00 1706 KELLER-STONEBRAKER INS., INC. CQ00104-C 19 55,704.00 92,056.00 208,991.00 1706 KELLER-STONEBRAKER INS., INC. CQ-503013043 37 5,193.00 8,850.00 18,910.00 1706 TOTAL 60,897.00 100,906.00 227,901.00 2186 A I A ASSOCIATE, INC. CQ-575654303 37 60,496.00 42,692.00 0.00 0862 INSURANCE OFFICE OF PITTSBURGH CQ-503512832 37 59,572.00 82,336.00 73,144.00 2176 FIRST NAT. FIN. SERVICES, INC. CQ-575739701 37 59,186.00 55,945.00 771.00 1109 WALBECK GROUP, INC. T/A CQ-503656756 37 58,475.00 65,856.00 76,379.00 1936 WILLIAMSON & ASSOCIATES T/A CQ-60007 19 56,618.00 53,741.00 38,034.00 1936 WILLIAMSON & ASSOCIATES T/A 45 1,530.00 1,381.00 0.00 1936 TOTAL 58,148.00 55,122.00 38,034.00 1830 W. RAY HUFF & ASSOCIATES, INC. CQ-1587-C 19 58,122.00 71,594.00 86,131.00 1830 W. RAY HUFF & ASSOCIATES, INC. 45 0.00 250.00 250.00 1830 TOTAL 58,122.00 71,844.00 86,381.00 2088 M & K UNDERWRITING ASSOC., INC CQ-573231512 37 57,560.00 71,372.00 78,426.00 1389 SELTZER INS. AGENCY, INC. CQ-575323420 37 57,351.00 57,244.00 52,303.00 1817 RIPPLE INSURANCE AGENCY, INC. CQ-3142-C 19 56,762.00 45,800.00 61,163.00 1771 TOMCO INSURANCE CORPORATION CQ-2222-C 19 56,282.00 92,781.00 73,206.00 1081 TRUXEL-LAUGHLIN INS. AGY., INC CQ-501242316 37 55,727.00 50,417.00 32,973.00 1716 MATTERHORN INS. AGENCY, INC. CQ-0213-C 19 55,682.00 68,035.00 103,687.00 1716 MATTERHORN INS. AGENCY, INC. CQ-053359845 37 0.00 417.00 265.00 1716 TOTAL 55,682.00 68,452.00 103,952.00 1576 SUNDAHL & CO., INC. T/A CQ-503962463 37 55,238.00 84,556.00 56,154.00 0846 BLOCK INSURANCE AGENCY, INC. CQ-573076123 37 54,402.00 54,690.00 35,776.00 2135 MOUNTAIN INSURANCE AGENCY CQ-342740085 37 54,201.00 57,768.00 40,523.00 2135 MOUNTAIN INSURANCE AGENCY 47 0.00 50.00 0.00 2135 TOTAL 54,201.00 57,818.00 40,523.00 2102 BRETT INSURANCE AGENCY, INC. CQ-503974614 37 53,887.00 72,456.00 29,937.00 1982 CARL J. MEIL, JR., INC. CQ-0181-C 19 53,765.00 0.00 0.00 2137 STAR INSURANCE AGENCY, INC. CQ-503927261 37 53,612.00 28,611.00 10,390.00 1049 HENRY DUNN, INC. CQ-573874973 37 53,423.00 76,655.00 66,282.00 1958 DEMETRIOU INS. SERVICES, INC. CQ-4809-C 19 52,889.00 9,405.00 0.00 1321 KENNETT INSURANCE SERV., INC. CQ-573210099 37 52,767.00 38,857.00 46,343.00 2046 WILLIAM A. MCGINLEY AGENCY CQ-363555745 37 52,518.00 62,116.00 66,510.00 2055 SPODEK INSURANCE AGENCY INC. CQ-503770366 37 52,429.00 84,802.00 100,485.00 2070 ALLEGHENY VALLEY AGENCY CQ-503072898 37 51,033.00 86,081.00 14,655.00 6196 GAINES & CRITZER, LTD. AGT-541432601 45 50,865.00 202,045.00 208,516.00 1610 WALTER W SOBEK&RONALD N SMITH CQ-503784918 37 50,652.00 89,558.00 70,580.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2225 MID STATE INS. UND., INC. CQ-6354-C 19 5,437.00 0.00 0.00 2225 MID STATE INS. UND., INC. CQ-503845111 37 44,034.00 0.00 0.00 2225 MID STATE INS. UND., INC. AGT-251682000 45 784.00 0.00 0.00 2225 TOTAL 50,255.00 0.00 0.00 1725 TODD INSURANCE AGENCY, INC. CQ-1445-C 19 50,240.00 73,979.00 63,722.00 1632 O'NEILL INSURANCE AGENCY, INC. CQ-503520663 37 50,182.00 62,769.00 60,053.00 2183 LECHNER & STAUFFER, INC CQ-573843839 37 48,960.00 31,987.00 0.00 0880 THE RYERS AGENCY, INC. CQ-573203158 37 47,866.00 320,982.00 249,238.00 1452 SWIFT-HOPKINS, INC. T/A CQ-503347739 37 47,772.00 43,199.00 44,480.00 1360 LASTER, SAMANS & LEVIN, INC. CQ-575173733 37 47,369.00 107,605.00 23,098.00 2210 CSI SERVICES, INC. TO BE LICENSED 07 20,441.00 0.00 0.00 2210 CSI SERVICES, INC. CQ-503680948 37 26,405.00 0.00 0.00 2210 TOTAL 46,846.00 0.00 0.00 2166 ATLANTIC STAR CORPORATION CQ-575732578 37 46,265.00 29,300.00 0.00 1447 MEYER & ECKENRODE INS GRP INC CQ-503718484 37 46,186.00 113,601.00 110,662.00 1247 MORRY HOFFMAN AGENCY, INC. CQ-503171199 37 46,108.00 32,334.00 33,779.00 1468 JEFFERSON INSURANCE AGENCY CQ-501069961 37 45,150.00 63,867.00 74,178.00 2512 BUSINESS INS. SERVICES, INC. AGT-05951 07 27,685.00 23,061.00 21,940.00 2512 BUSINESS INS. SERVICES, INC. CQ-505084981 37 16,817.00 18,328.00 317.00 2512 TOTAL 44,502.00 41,389.00 22,257.00 2128 ROBERT S. STROBEL INS., INC. CQ-575034049 37 43,868.00 44,432.00 45,286.00 2191 C. L. MILLER INS. AGY., INC. CQ-575526885 37 43,256.00 12,835.00 0.00 2187 ATLANTIC STAR CORPORATION CQ-575732578 37 42,129.00 23,910.00 0.00 2189 COHENS' INSURANCE AGENCY 19 2,104.00 0.00 0.00 2189 COHENS' INSURANCE AGENCY CQ-383541653 37 39,377.00 6,585.00 0.00 2189 TOTAL 41,481.00 6,585.00 0.00 1913 J. R. H. INSURANCE, INC. T/A CQ-74578 19 33,821.00 46,868.00 49,544.00 1913 J. R. H. INSURANCE, INC. T/A CQ-053600290 37 4,823.00 2,152.00 1,731.00 1913 J. R. H. INSURANCE, INC. T/A 45 2,388.00 3,321.00 2,527.00 1913 TOTAL 41,032.00 52,341.00 53,802.00 1517 LEWIS CASUALTY, INC. CQ0575894570 37 41,026.00 55,642.00 69,879.00 0033 FREEHOLD/ALEXANDER INS., INC. CQ-575743339 37 40,988.00 2,522.00 6,880.00 2144 BEST INSURANCE GROUP, INC./ CQ-510581199 37 40,968.00 23,817.00 18,407.00 1691 TEETER INS. AGENCY, INC. CQ-503039905 37 40,950.00 81,801.00 41,546.00 1148 AFFOLDER & ASSOC. INS. CENTER CQ-368592376 37 40,751.00 77,595.00 70,924.00 1602 BROKERS SURPLUS AGY N.A., INC. CQ-345710597 37 40,705.00 29,333.00 39,245.00 1537 B & W INSURANCE AGENCY, INC. CQ-503501968 37 40,540.00 80,111.00 58,302.00 0212 ALLMAN & COMPANY, INC. CQ-573903756 37 40,451.00 59,249.00 21,338.00 0947 F. P. TROHA CQ-368745152 37 40,439.00 39,978.00 30,142.00 2168 LINDSAY INSURANCE GROUP, INC. CQ0575882492 37 40,312.00 74,331.00 24,382.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1336 WASSON INSURANCE AGENCY, INC. CQ-503522506 37 39,844.00 49,937.00 22,193.00 1948 HENRY M. MURRAY AGENCY, INC. CQ-0115-C 19 39,745.00 21,105.00 0.00 1947 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 39,034.00 35,178.00 0.00 1778 HARRIS & ASSOCIATES, INC. CQ-2101-C 19 38,570.00 38,579.00 66,835.00 1778 HARRIS & ASSOCIATES, INC. 37 306.00 318.00 163.00 1778 TOTAL 38,876.00 38,897.00 66,998.00 2167 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 38,676.00 35,063.00 0.00 1739 INS. MANAGEMENT ASSOC., INC. CQ-5236-C 19 38,257.00 17,128.00 10,541.00 2012 FISHER-WIDMANN-FLICK INS. & CQ-503546769 37 37,493.00 32,395.00 57,181.00 0094 BEYNON & COMPANY, INCORPORATED CQ-501292021 37 37,364.00 62,416.00 61,061.00 2184 SANDERS INSURANCE AGENCY, INC. CQ-503904573 37 35,762.00 20,060.00 0.00 2069 RICHARD BURKETT AGENCY CQ-322746172 37 35,547.00 28,091.00 56,270.00 2021 R. JAMES SMATHERS AGENCY, INC. CQ-575939272 37 35,524.00 48,298.00 51,591.00 2132 KOSTRUBANIC INS. AGY., INC. CQ-503039778 37 35,288.00 60,104.00 64,066.00 1942 WILSON, YOUNG & SCHEIDE CQ-5527-C 19 35,225.00 26,092.00 2,103.00 1382 ALLEGHENY INS. AGY., INC. CQ-503323931 37 34,995.00 29,150.00 33,378.00 1134 A. J. KUZNESKI, JR., INC. CQ-503340732 37 34,571.00 52,072.00 103,064.00 1843 HAY & LANGRALL, L.L.C. CQ-7522-C 19 34,382.00 95,107.00 86,319.00 2097 MCV, INC. CQ-503531681 37 34,243.00 34,481.00 17,048.00 2121 VALLEY AGENCY COMPANY CQ-575857594 37 34,160.00 36,837.00 52,221.00 2645 MOUNTAINEER BROKERS, INC. CQ-35734-NR 19 33,157.00 37,801.00 26,128.00 2645 MOUNTAINEER BROKERS, INC. AGT-000029091 47 778.00 (2,070.00) 69,909.00 2645 TOTAL 33,935.00 35,731.00 96,037.00 1140 CONSOLIDATED INS. AGENCIES INC CQ-573614825 37 32,899.00 31,122.00 10,964.00 2212 CSI SERVICES, INC./CEN CHESTER CQ-503680948 37 32,337.00 0.00 0.00 0210 SENTINEL INS. AGENCY, INC. CQ-573805281 37 32,201.00 33,484.00 54,458.00 0287 JOHN E. GADSBY CQ-518597173 37 31,845.00 42,363.00 47,776.00 2005 ROSS INSURANCE AGENCY CQ-575614734 37 31,748.00 27,990.00 25,060.00 1595 HARRY T. TRIOLO, JR. T/A CQ-512917932 37 31,518.00 108,361.00 80,075.00 1641 BEST INSURANCE GROUP, INC./ 19 0.00 100.00 100.00 1641 BEST INSURANCE GROUP, INC./ CQ-503091243 37 31,478.00 43,141.00 81,689.00 1641 TOTAL 31,478.00 43,241.00 81,789.00 2197 FRANK L. MCKENZIE INSURANCE CQ-343593461 37 31,471.00 14,676.00 0.00 1715 BRENDLER INS. AGENCY, INC. CQ-0625-C 19 31,358.00 173,176.00 54,620.00 2106 HURST-WEISS INS. AGY., INC. CQ-501087691 37 31,211.00 19,357.00 25,656.00 1431 SNYDER MOORE AGENCIES, INC. CQ-573892165 37 31,101.00 41,684.00 26,932.00 1299 VANDERSLICE-DOCKX-WILDEMORE, CQ-573638041 37 30,928.00 32,419.00 11,899.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2043 VANDINE'S INSURANCE SHOPPE CQ-533743279 37 30,392.00 85,602.00 104,814.00 1482 BROWNSON INSURANCE AGENCY CQ-349744175 37 30,145.00 44,712.00 17,377.00 2154 INS. MANAGEMENT CONCEPTS INC. CQ-503994440 37 30,108.00 188,177.00 188,149.00 1672 L. J. KUDER, INC. CQ-503348001 37 29,706.00 74,461.00 56,870.00 2129 JOHN VOLPE & ASSOCIATES, INC. CQ-575812911 37 29,613.00 51,315.00 62,546.00 1566 ROBERT SNYDER AGENCY CQ-503091194 37 29,010.00 27,265.00 43,595.00 1851 V. W. BROWN INS. SERVICE, INC. CQ-1524-C 19 28,660.00 27,792.00 15,181.00 1851 V. W. BROWN INS. SERVICE, INC. 37 282.00 0.00 0.00 1851 TOTAL 28,942.00 27,792.00 15,181.00 2208 CURRAN FINANCIAL GROUP, INC. CQ-575009216 37 28,889.00 0.00 0.00 1902 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 28,559.00 12,214.00 1,363.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,381.00 25,776.00 28,232.00 1919 KELLY-MURRAY INS. AGY., INC./ CQ-575883984 37 4,777.00 0.00 0.00 1919 TOTAL 28,158.00 25,776.00 28,232.00 2606 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 21,850.00 23,369.00 26,280.00 2606 BEALL GARNER SCREEN&GEARE INC AGT-000033109 47 6,102.00 910.00 3,603.00 2606 TOTAL 27,952.00 24,279.00 29,883.00 1881 JONES & ASSOC. INS. AGY., INC. CQ-2650-C 19 27,915.00 44,114.00 52,376.00 1881 JONES & ASSOC. INS. AGY., INC. 45 0.00 364.00 508.00 1881 TOTAL 27,915.00 44,478.00 52,884.00 1640 DONOHUE-REYNOLDS, INC. CQ-575521449 37 27,691.00 1,427.00 92,252.00 2095 BUSH AGENCIES, INC. CQ-503712010 37 27,669.00 31,967.00 29,358.00 1188 ARLAN S. TEMELES CQ-510594487 37 26,640.00 42,005.00 43,923.00 2008 HARRY A. SNYDER INS., INC. CQ-503821169 37 26,506.00 45,601.00 46,486.00 2136 HOPWOOD INSURANCE AGENCY, INC. 07 0.00 0.00 (682.00) 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-40350-NR 19 197.00 728.00 4,510.00 2136 HOPWOOD INSURANCE AGENCY, INC. CQ-575008312 37 26,243.00 78,150.00 128,685.00 2136 TOTAL 26,440.00 78,878.00 132,513.00 1935 THE WYVILL INS. GR., INC.T/A CQ-6694-C 19 25,165.00 39,843.00 38,900.00 1935 THE WYVILL INS. GR., INC.T/A 45 950.00 0.00 0.00 1935 TOTAL 26,115.00 39,843.00 38,900.00 0913 FISCHER INSURANCE AGENCY, INC. CQ-573059952 37 26,016.00 95,188.00 99,560.00 1359 INSURANCE ASSOCIATES OF PA CQ-328743134 37 25,912.00 22,341.00 10,995.00 1882 WAGNER INS. ASSOC., INC. T/A CQ-3411-C 19 25,849.00 34,743.00 32,628.00 2200 HOCKLEY & O'DONNELL INS. AGY. CQ-575168683 37 25,734.00 2,551.00 0.00 1646 PAUL SPROWLS AGENCY, INC. CQ-503351875 37 25,479.00 45,958.00 58,144.00 2160 C. S. C. INS. PROF., INC. T/A CQ-503926575 37 25,435.00 18,363.00 20,162.00 1673 BITTEL & COMPANY CQ-503954589 37 25,146.00 25,558.00 12,318.00 2031 ROBERT E. DALTON GENERAL INS. CQ-361596321 37 25,117.00 37,141.00 21,491.00 2223 REED, WERTZ & ROADMAN, INC. CQ-503784413 37 24,823.00 0.00 0.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1794 CECIL INS. & BONDING AGY., INC CQ-7540-C 19 24,727.00 19,730.00 26,667.00 6005 ROBERTS-FUNAI INS. AGY., INC. AGT-541063588 45 23,649.00 21,256.00 28,117.00 1922 BES & ASSOCIATES, INC. CQ-6341-C 19 23,584.00 22,421.00 18,724.00 1687 D. E. LOVE ASSOCIATES, INC. CQ-575635438 37 23,436.00 513.00 8,729.00 2022 FAYETTE REALTY COMPANY CQ-503795244 37 23,177.00 32,410.00 15,779.00 1961 KELLY-MURRAY INS. AGY., INC./ CQ-5934-C 19 23,152.00 11,364.00 0.00 1866 A & W INS. SERVICES, INC. CQ-2300-C 19 23,062.00 13,068.00 15,087.00 2203 INS. MANAGEMENT CONCEPTS INC./ CQ-503994440 37 23,011.00 9,873.00 0.00 2001 W. H. BARTON INSURANCE AGENCY, CQ-36974676 37 22,667.00 25,344.00 25,412.00 1914 CHESAPEAKE INS. ASSOC., INC. CQ-4687-C 19 22,643.00 16,223.00 1,863.00 0776 WILLIAM R. KARSCHNER & SONS CQ-575157275 37 22,381.00 28,441.00 26,055.00 1228 BERK INSURANCE AGENCY, INC. CQ0575946638 37 21,990.00 56,517.00 39,680.00 2103 JAMES J CANAVAN INS ASSOC INC CQ-573817512 37 21,823.00 3,552.00 3,634.00 1377 BUSINESS INS. SPECIALISTS, LTD CQ-399780545 37 21,743.00 33,041.00 44,629.00 1385 QUALITY INSURANCE PLANS, INC. CQ-573806099 37 21,506.00 33,799.00 43,248.00 1931 COMMERCIAL INS. MANAGERS, INC. CQ-5943-C 19 21,116.00 21,437.00 19,642.00 1661 K. H. WAGNER AGENCY, INC. CQ-503307499 37 20,446.00 23,200.00 22,637.00 2207 CENTURY INS. CONSULTANTS, LTD. CQ-503037447 37 20,385.00 6,077.00 0.00 1939 T & L SERVICES, INC. CQ-7037-C 19 20,011.00 35,383.00 12,838.00 1939 T & L SERVICES, INC. 45 368.00 1,476.00 250.00 1939 TOTAL 20,379.00 36,859.00 13,088.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-5699-C 19 1,199.00 1,428.00 0.00 0007 ADLEN-O'BRIEN INS. AGY., INC. CQ-573862946 37 19,019.00 13,011.00 12,188.00 0007 TOTAL 20,218.00 14,439.00 12,188.00 2117 INTERVEST SERVICES, INC. CQ-503009593 37 20,023.00 58,396.00 37,943.00 1904 JOHN M. MORGAN, INC. CQ-1151-C 19 19,055.00 34,759.00 23,648.00 1904 JOHN M. MORGAN, INC. 45 960.00 0.00 0.00 1904 TOTAL 20,015.00 34,759.00 23,648.00 1916 CRAWFORD, SLEVIN & HICKS, INC. CQ-3318-C 19 19,906.00 25,932.00 47,430.00 1916 CRAWFORD, SLEVIN & HICKS, INC. 45 0.00 0.00 989.00 1916 TOTAL 19,906.00 25,932.00 48,419.00 1521 BIDDLE & CO. INSURANCE BROKERS CQ-571841721 37 19,828.00 30,362.00 39,840.00 1085 GARDNER FINANCIAL SERV., INC. CQ-575699135 37 19,473.00 12,410.00 21,887.00 1505 CVD INSURANCE, INC. D/B/A CQ-503003155 37 18,899.00 22,236.00 38,409.00 2015 THE DILLSBURG AGENCY INC CQ-573207091 37 18,734.00 17,338.00 37,666.00 0948 ASSURED SERVICES INS. AGY. INC CQ-573892923 37 18,648.00 27,346.00 10,485.00 2059 WILLIAMSON AGENCY, INC. CQ-503086294 37 18,535.00 20,411.00 28,454.00 1921 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 18,359.00 662,517.00 1,139,576.00 1921 BENJAMIN F. BROWN INS AGY INC/ AGT-520845992 45 0.00 11,313.00 14,226.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1921 TOTAL 18,359.00 673,830.00 1,153,802.00 1249 OMA R. CONN D/B/A CQ-385790648 37 18,311.00 18,495.00 22,586.00 1261 PAIST & NOE, INC. CQ-575357850 37 18,266.00 46,819.00 52,301.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-0104-C 19 9,281.00 12,211.00 10,870.00 2158 CHARLES S GARDNER IN AG INCT/A CQ-503013043 37 8,976.00 8,938.00 8,517.00 2158 TOTAL 18,257.00 21,149.00 19,387.00 1770 SWOPE-OFFUTT & COMPANY, INC. CQ-0979-C 19 18,233.00 43,372.00 40,937.00 1770 SWOPE-OFFUTT & COMPANY, INC. 37 0.00 0.00 (552.00) 1770 TOTAL 18,233.00 43,372.00 40,385.00 1731 LUCAS INSURANCE, INC. CQ-0243-C 19 17,467.00 13,798.00 16,006.00 1731 LUCAS INSURANCE, INC. 37 385.00 0.00 0.00 1731 TOTAL 17,852.00 13,798.00 16,006.00 6207 MARK A. WEBB D/B/A AGT-228829132 45 17,762.00 40,836.00 26,598.00 1861 LOWE-TILLSON INS. & ASSOC, INC CQ-1446-C 19 17,221.00 12,228.00 13,458.00 1861 LOWE-TILLSON INS. & ASSOC, INC 45 0.00 0.00 500.00 1861 TOTAL 17,221.00 12,228.00 13,958.00 1956 LKM INSURANCE ASSOCIATES, INC. CQ-7509-C 19 17,131.00 5,344.00 0.00 2214 CSI SERVICES, INC./ CQ-503680948 37 17,054.00 0.00 0.00 1912 MPT, INC. T/A CQ-0241-M 19 16,904.00 11,634.00 13,687.00 6068 ASHLEY-HOLLAND-TAYLOR, INC AGT-541245605 45 16,548.00 15,984.00 7,505.00 1831 HORENBERG INS. SERVICES, INC. CQ-1166-C 19 16,502.00 17,032.00 32,391.00 1831 HORENBERG INS. SERVICES, INC. AGT-520957121 45 0.00 9,124.00 10,254.00 1831 TOTAL 16,502.00 26,156.00 42,645.00 2198 SMC BUSINESS COUNCILS SFTY GR CQ-503680948 37 16,482.00 12,867.00 0.00 1889 CHARLES P. PHELAN INS., INC. CQ-1447-C 19 16,346.00 42,906.00 34,323.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-5934-C 19 13,007.00 20,504.00 20,564.00 1918 KELLY-MURRAY INS. AGY., INC. CQ-575883984 37 3,265.00 10,515.00 2,826.00 1918 TOTAL 16,272.00 31,019.00 23,390.00 1676 STINE DAVIS&PECK OF PA INC T/A CQ-503018507 37 16,208.00 22,781.00 18,674.00 1145 MORRIS INSURANCE AGENCY CQ-365515158 37 15,956.00 77,450.00 63,251.00 1949 THE HOGANS AGENCY, INC. CQ-1090-C 19 15,910.00 16,673.00 0.00 2134 ASSOC. OF RISK TRANSFER, INC. CQ-503815376 37 15,894.00 7,276.00 58,250.00 0113 YORKWRIGHT INSURANCE, INC. CQ-575725836 37 15,862.00 16,983.00 6,910.00 1955 SMITH INSURANCE SERVICES, INC. CQ-6167-C 19 15,516.00 0.00 0.00 1605 GERALD A. MASLIN CQ-341340070 37 15,299.00 20,791.00 33,708.00 1406 VASSAL INS. SERVICES, LTD. CQ-575091196 37 15,243.00 21,719.00 83,585.00 1785 DEPRISTO INSURANCE AGENCY CQ-47481 19 15,037.00 30,537.00 40,239.00 1785 DEPRISTO INSURANCE AGENCY 45 0.00 0.00 1,746.00 1785 TOTAL 15,037.00 30,537.00 41,985.00 1732 I. R. O., INCORPORATED CQ-0650-C 19 14,934.00 25,108.00 42,127.00 1639 CHRISTI INS. GROUP, INC. CQ-575513909 37 14,197.00 24,686.00 1,670.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1898 R. M. PYLES, INC. T/A CQ-7426-C 19 13,889.00 10,505.00 8,089.00 1685 DAVIES, KREISHER & MCCOY CQ-575825298 37 13,221.00 3,835.00 20,799.00 1244 GLENDALE INSURANCE AGENCY, INC CQ-573631158 37 12,777.00 13,621.00 11,457.00 2202 WAGNER-HUFFNAGLE & ASSOC., INC CQ-575845218 37 12,562.00 1,073.00 0.00 1411 MCKEEVER-EGAN INS., INC. D/B/A CQ-573291276 37 12,400.00 14,318.00 4,395.00 1449 R L OVERHOLSER & SONS AGY P.C. CQ-503847362 37 12,316.00 42,663.00 32,181.00 1402 NEWMAN-LAMB AGENCY CQ-510510541 37 12,262.00 12,394.00 14,697.00 1980 MARTENS-JOHNSON INS AGY, INC CQ-4352-C 19 12,242.00 0.00 0.00 1915 GOSNELL INSURANCE, INC. CQ-1177-C 19 12,077.00 16,206.00 15,049.00 1959 INSURANCE BROKERS OF MARYLAND CQ-7511-C 19 11,969.00 2,594.00 0.00 6007 GEORGE B. TAYLOR, INC. CQ-540943214 45 11,812.00 14,315.00 18,133.00 1704 HERSHBERGER AGENCY, INC. CQ-1794-C 19 7,770.00 25,882.00 19,453.00 1704 HERSHBERGER AGENCY, INC. CQ-053184523 37 3,676.00 6,341.00 5,180.00 1704 HERSHBERGER AGENCY, INC. 47 261.00 251.00 614.00 1704 TOTAL 11,707.00 32,474.00 25,247.00 0175 ROCKWOOD CASUALTY INSURANCE CO HOME OFFICE ACT. 37 11,673.00 29,038.00 35,939.00 1951 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 11,554.00 1,879.00 0.00 1753 THE DUNHILL - DCA GROUP CQ-4571-C 19 11,474.00 34,779.00 23,326.00 6031 JULIUS STRAUS & SONS, INC. T/A AGT-540143185 45 11,358.00 15,101.00 14,954.00 1429 E. H. DEVINE CO., INC. CQ-573254617 37 11,335.00 26,353.00 25,603.00 1226 JOSEPH J. JOYCE ASSOC., INC. CQ-575825187 37 11,064.00 47,949.00 21,713.00 2529 HECKMAN INS. AGY., INC. AGT-27170 07 8,664.00 16,971.00 3,568.00 2529 HECKMAN INS. AGY., INC. CQ-031754188 37 2,289.00 720.00 0.00 2529 TOTAL 10,953.00 17,691.00 3,568.00 1772 INDEPENDENT CENTER FOR INS INC CQ-2898-C 19 10,611.00 9,517.00 10,588.00 1510 FLANIGAN, O'HARA & GENTRY, INC 19 461.00 280.00 0.00 1510 FLANIGAN, O'HARA & GENTRY, INC CQ-575340519 37 10,016.00 17,073.00 11,423.00 1510 FLANIGAN, O'HARA & GENTRY, INC 45 133.00 135.00 0.00 1510 TOTAL 10,610.00 17,488.00 11,423.00 0020 HENDERSON BROTHERS, INC. CQ-501097671 37 10,396.00 18,500.00 31,022.00 2065 HRB ASSOCIATES, INC. CQ-575564487 37 10,259.00 44,573.00 44,611.00 0013 SAMUEL MILLER T/A CQ-573674739 37 10,212.00 16,168.00 16,388.00 1983 REEVES INSURANCE AGENCY, INC. CQ-2228-C 19 10,170.00 0.00 0.00 2222 EXCHANGE UNDERWRITERS, INC. CQ-503508499 37 10,081.00 0.00 0.00 1755 FAIRWAY INSURANCE, INC. CQ-2827-C 19 9,681.00 20,243.00 17,205.00 1755 FAIRWAY INSURANCE, INC. 45 160.00 0.00 0.00 1755 TOTAL 9,841.00 20,243.00 17,205.00 2178 B. G. BALMER & COMPANY, INC. CQ-573639844 37 9,792.00 9,208.00 0.00 1565 FITZSIMMONS AGENCY, INC. CQ-503304329 37 9,641.00 12,608.00 21,473.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1156 POSSE-WALSH, INC. CQ-575045152 37 9,337.00 1,889.00 4,819.00 1976 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 9,208.00 1,010.00 0.00 0729 TOWLES & CO., INC. CQ-575738775 37 9,199.00 14,633.00 17,355.00 6121 ROGER HILL INSURANCE AGENCY AGT-227602674 45 9,167.00 14,882.00 12,264.00 1193 PETER B. VOGEL CQ-553350388 37 8,942.00 18,208.00 14,323.00 1527 CLA AGY., INC. & ISU/CLA GROUP CQ-573260912 37 8,407.00 31,546.00 44,472.00 2170 J. RICHARD JORDAN INS., INC. 07 1,286.00 1,286.00 0.00 2170 J. RICHARD JORDAN INS., INC. CQ-573429103 37 6,847.00 27,039.00 0.00 2170 TOTAL 8,133.00 28,325.00 0.00 2205 VOLPE INSURANCE AGENCY, INC. CQ-575995192 37 8,070.00 1,388.00 0.00 2180 HEBERLING INS. SERVICES, INC. CQ-503630689 37 7,867.00 0.00 0.00 1974 ATLANTIC/SMITH CROPPER&DEELEY/ CQ-6886-C 19 7,399.00 0.00 0.00 1845 ALL RISKS, LTD. CQ-0950-C 19 7,376.00 48,951.00 46,206.00 1362 EVERETT W. SECHLER T/A CQ-386742439 37 7,303.00 8,928.00 42,607.00 1368 STAMRITT, INC. T/A CQ-346797428 37 7,279.00 24,581.00 17,766.00 2174 CHAPEL INS. ASSOCIATES, INC BL-322914819 37 7,254.00 9,844.00 0.00 1757 CREATIVE INSURANCE, INC. CQ-4728-C 19 7,245.00 4,133.00 3,288.00 1594 BEST INSURANCE GROUP, INC./ 19 507.00 811.00 483.00 1594 BEST INSURANCE GROUP, INC./ CQ-503530946 37 6,736.00 12,427.00 1,847.00 1594 TOTAL 7,243.00 13,238.00 2,330.00 6003 BUCOVA INSURANCE AGENCY, INC. AGT-540281712 45 7,204.00 6,134.00 5,770.00 2087 PAUL HERTEL & COMPANY, INC. CQ-571825543 37 7,102.00 9,170.00 12,493.00 1240 BOB SALSBURG ASSOCIATES, INC. CQ-573424437 37 6,923.00 9,877.00 11,520.00 0032 AGENCIES INTERNATIONAL, INC. CQ-575368267 37 6,771.00 12,006.00 9,431.00 2506 W. C. UNGERER INSURANCE AGENCY AGT-07177 07 6,694.00 6,231.00 7,160.00 1533 COLESON, INC. CQ-573269839 37 6,371.00 10,437.00 14,501.00 6012 THE BLANKENSHIP ASSUR. AGY LTD AGT-541425613 45 6,289.00 7,274.00 9,939.00 2228 DUNLOP INSURANCE, INC. CQ-575923256 37 6,226.00 0.00 0.00 0630 AMERICAN DIVERSIFIED SER. INC. CQ-575585804 37 6,190.00 8,570.00 4,603.00 6038 J. C. MONTGOMERY INS. CORP. AGT-540307551 45 6,169.00 7,336.00 7,899.00 2171 FIRST FIN. INS. CONSUL., INC. CQ-503547864 37 5,901.00 6,528.00 1,950.00 1528 JACK HOFFMAN ASSOCIATES, INC. CQ-573272659 37 5,766.00 4,850.00 6,713.00 1950 GRAU & RUSSELL ASSOC. D/B/A CQ-2906-P 19 5,748.00 894.00 0.00 1924 BEALL GARNER SCREEN&GEARE INC CQ-0297-C 19 5,659.00 2,994.00 3,837.00 2229 PETER J. ZIKOS INSURANCE CQ-388595494 37 5,626.00 0.00 0.00 6103 LEE-CURTIS INS. SERVICE, INC. CQ-540789706 45 5,562.00 6,136.00 6,645.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 2232 MICHAEL A DIGIACOMO & ASC INC CQ-575046822 37 5,451.00 0.00 0.00 1957 BRICKER INSURANCE AGENCY, INC. CQ-1967-C 19 5,448.00 4,494.00 0.00 1712 BROWN INSURANCE AGENCY CQ-40127 19 5,435.00 2,094.00 14,368.00 1718 ABC ASSOCIATES, INC. T/A CQ-38564 19 5,420.00 17,499.00 17,156.00 1170 NEWTON-LEHMAN AGENCY 19 (7,498.00) 17,509.00 18,701.00 1170 NEWTON-LEHMAN AGENCY CQ-362749472 37 12,711.00 20,909.00 23,303.00 1170 TOTAL 5,213.00 38,418.00 42,004.00 2528 ATLANTIC/SMITH CROPPER&DEELEY AGT-05271 07 372.00 (1,171.00) (2,825.00) 2528 ATLANTIC/SMITH CROPPER&DEELEY CQ-6886-C 19 4,809.00 11,180.00 129.00 2528 TOTAL 5,181.00 10,009.00 (2,696.00) 6108 SALZBERG INS. AGY., INC. AGT-540701144 45 5,134.00 6,472.00 11,625.00 6123 H. F. THOMPSON INS. AGY., INC. AGT-540888357 45 5,057.00 8,683.00 10,332.00 2146 BEST INSURANCE GROUP, INC./ CQ-503002042 37 4,999.00 4,476.00 0.00 1491 ROBERT F. GREENWOOD ASSOC INC. CQ-575338899 37 4,948.00 30,814.00 60,566.00 0610 SIDNEY F. SETZMAN CQ-300130291 37 4,744.00 7,233.00 11,448.00 1906 G. LEROY ROWE T/A CQ-43373 19 4,726.00 15,266.00 18,618.00 2182 J. C. JONES ASSOCIATES/ CQ-325916845 37 4,654.00 3,859.00 0.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ CQ-0118-C 19 4,597.00 7,147.00 13,112.00 1832 ROSSMANN-HURT-HOFFMAN, INC./ AGT-52037120 45 (98.00) (114.00) 808.00 1832 TOTAL 4,499.00 7,033.00 13,920.00 7297 HOPPES AGENCY, INC. BOND RUN-OFF ACCOUNT 13 4,235.00 6,626.00 6,580.00 1713 EL-MAR ASSOCIATES, INC. CQ-4127-C 19 3,681.00 9,377.00 27,140.00 2071 ALLAN A JONES & RICHARD V BURT CQ-575504056 37 3,526.00 18,314.00 28,168.00 1789 WALSH INS. AGENCY, INC. CQ-4105-C 19 3,468.00 8,876.00 15,679.00 2179 FROST & CONN, INCORPORATED CQ-503581354 37 3,398.00 7,074.00 0.00 2127 SIDNEY K. CUCKLER, INC. CQ-031716689 37 3,187.00 25,432.00 32,496.00 1622 HENRY J. KASKY CQ-363787639 37 3,110.00 25,713.00 112,571.00 1953 FREDERICK UNDERWRITERS, INC. CQ-0322-C 19 2,977.00 0.00 0.00 2152 OWEN INCORPORATED CQ-575139239 37 2,920.00 7,687.00 9,548.00 2502 SMYRNA INSURANCE SERVICE, LTD. CQ-36325 19 2,678.00 0.00 0.00 2124 GEORGE I. LAROSE INS., LTD. CQ-575105111 37 2,526.00 1,714.00 3,432.00 1424 COMBINED UNDERWRITERS, INC. CQ-573836182 37 2,525.00 20,362.00 11,853.00 2233 WHETSTONE INS. ASSOC., INC. CQ-503571176 37 2,437.00 0.00 0.00 0875 CLAYCOMB-DIETZ INS. AGY. CQ-533913151 37 2,424.00 7,815.00 12,334.00 6195 SMITH INSURANCE AGENCY, INC. AGT-541499606 45 2,327.00 11,581.00 8,887.00 2520 DRASS INSURANCE AGENCY, INC. AGT-05287 07 2,292.00 14,812.00 56,682.00 2520 DRASS INSURANCE AGENCY, INC. CQ-7283-C 19 0.00 0.00 1,382.00 2520 TOTAL 2,292.00 14,812.00 58,064.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1969 RIPPLE INSURANCE AGENCY, INC./ CQ-3142-C 19 2,090.00 0.00 0.00 2209 MCKEIGHAN INS. AGENCY, INC. CQ-573041483 37 1,961.00 0.00 0.00 2504 FIRST STATE INS. AGENCY, INC. AGT-09437 07 1,598.00 12,011.00 17,456.00 2504 FIRST STATE INS. AGENCY, INC. CQ-26677-NR 19 222.00 4,630.00 3,881.00 2504 FIRST STATE INS. AGENCY, INC. CQ-031384604 37 0.00 (832.00) 2,722.00 2504 TOTAL 1,820.00 15,809.00 24,059.00 0043 PENN WEBER INS. ASSOCIATES INC CQ-575941028 37 1,807.00 4,470.00 11,304.00 1563 ANDREW R KING&DENNIS F FEEHAN CQ-382917198 37 1,764.00 6,261.00 (1,124.00) 1973 JONES & ASSOC. INS. AGY., INC/ CQ-325916845 19 1,749.00 3,112.00 0.00 2169 SMITH INSURANCE ASSOCIATES INC CQ-575887844 37 1,738.00 1,148.00 0.00 6018 CLINCH VALLEY INS. AGENCY, INC AGT-540661210 45 1,730.00 1,488.00 4,690.00 6173 I.N.S., INC. T/A AGT-541444138 45 1,684.00 2,709.00 337.00 2156 MCMAHON INS. SERVICES, INC. CQ-503047254 37 1,654.00 6,437.00 1,539.00 1933 M. T. DONAHOE & ASSOC., INC. CQ-4462-C 19 1,650.00 24,050.00 11,218.00 2145 BEST INSURANCE GROUP, INC./ CQ-573460639 37 1,596.00 1,570.00 657.00 2094 GEORGE ROSS INS. AGENCY, INC. CQ-503947474 37 1,569.00 14,828.00 30,997.00 6022 BUTLER-HARTSELL INS. AGY., INC AGT-540762874 45 1,344.00 1,442.00 1,266.00 2177 CADWALADER & ASSOCIATES, INC. CQ-575027327 37 1,275.00 7,487.00 10,980.00 1846 PATRICK BERNARD CASSADY T/A CQ-27474 19 1,256.00 (54.00) 7,251.00 2142 BEST INSURANCE GROUP, INC./ CQ-323586962 37 1,223.00 1,223.00 686.00 6203 D & J INSURANCE AGENCY AGT-414649115 45 1,147.00 1,323.00 4,899.00 6184 RICHARDSON-HARRIS-BOATWRIGHT AGT-541032363 45 1,140.00 0.00 0.00 6135 STAUNTON INS. AGENCY, INC. AGT-540560271 45 1,138.00 3,187.00 1,407.00 6209 OLD DOMINION INS AGY INC OF VA AGT-223378958 19 1,134.00 0.00 0.00 6171 HUFFMAN INSURANCE AGENCY, INC. AGT-540985979 45 1,032.00 1,895.00 2,129.00 1952 CARROLL COUNTY INS. AGY., INC. CQ-0322-C 19 951.00 0.00 0.00 2111 JACK M. SHUCK AGENCY, INC. CQ-503759230 37 941.00 11,419.00 5,619.00 2226 BURNS & BURNS ASSOC., INC. CQ-503359388 37 917.00 0.00 0.00 2108 BEST INSURANCE GROUP, INC./ CQ-503323873 37 875.00 204.00 456.00 2227 DAVID B. PECK & COMPANY CQ-575672335 37 738.00 0.00 0.00 1965 GRIFFITH/ALLIED RISK MGMT INC/ CQ-5636-C 19 726.00 0.00 0.00 1979 FIRST INS. GROUP OF MD, INC. CQ-4104-C 19 708.00 0.00 0.00 2143 BEST INSURANCE GROUP, INC./ CQ-513758461 37 583.00 400.00 294.00 6158 THRIFT INSURANCE CORP. CQ-540406340 45 500.00 451.00 443.00 1962 BEALL GARNER SCREEN&GEARE INC/ CQ-0297-C 19 480.00 0.00 0.00 1749 NORKEN & SON INS. ASSOC. INC. CQ-1556-C 19 477.00 7,614.00 5,737.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 6008 C. R. PATE & COMPANY AGT-540834856 45 446.00 1,387.00 4,996.00 6147 SAVAGE & MCPHERSON INS AGY INC AGT-541082045 45 442.00 1,364.00 7,845.00 2527 INSURACO, INC. AGT-07832 07 369.00 744.00 0.00 1560 W. B. ROWE AGENCY CQ-389581325 37 317.00 27,059.00 92,867.00 1894 MELVILLE SCOTT & SON AGY, INC CQ-0118-C 19 301.00 4,715.00 17,270.00 2185 GALLAGHER-DELESTIENNE, INC T/A CQ-503085330 37 276.00 1,825.00 0.00 7110 ROBBINS-MATHERLY-DILS AGY INC AGT-01340420 13 240.00 0.00 240.00 7107 JOHN L. KILEY AGENCY, INC. AGT-01477590 13 185.00 350.00 595.00 6102 CAHILL INS. AGY., INC. AGT-540788356 45 109.00 1,303.00 3,704.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ065515 19 102.00 0.00 392.00 1826 TIMOTHY B. CLOSE INS. AGY. CQ-578452719 37 0.00 6.00 1,100.00 1826 TOTAL 102.00 6.00 1,492.00 1644 PAUL E. ANTHONY INS. AGENCY CQ-514397879 37 13.00 4,648.00 12,700.00 1930 FRANEY & PARR INSURANCE, LTD. CQ-1312-C 19 5.00 5,091.00 6,435.00 1710 ATLANTIC INS. ASSOC., INC. AGT-05271 07 0.00 0.00 (3,330.00) 1710 ATLANTIC INS. ASSOC., INC. CQ-1609-C 19 0.00 10,236.00 185,593.00 1710 TOTAL 0.00 10,236.00 182,263.00 2157 THE DEMEDIO AGENCY, INC. CQ-575876621 37 0.00 1,287.00 7,499.00 2162 THE OXFORD AGENCY, INC. AGT-1753605 37 0.00 (728.00) 15,942.00 0064 PARNELL, COWHER, & COMPANY AGT-1765000 37 0.00 643.00 5,046.00 0205 SUBURBAN ASSOCIATES, INC. AGT-2239200 37 0.00 (10,483.00) 88,620.00 1126 ROBINSON-CONNER OF PA, INC. AGT-1926232 37 0.00 0.00 5,655.00 1277 PENNSY UNDERWRITERS AGY., INC. CQ-503196880 37 (6,472.00) 876,420.00 1,414,130.00 1437 PHILIP J. HARVEY & CO., INC. CQ-341786605 37 0.00 341.00 2,980.00 1444 GRAFF, SCHUTZMAN & SCALZOTT AGT-4415393 37 0.00 (2,077.00) 24,814.00 1453 W. J. KELLAR AGENCY, INC. AGT-1224695 37 0.00 0.00 2,003.00 1488 EDWARD'S INS. AGY., INC. T/A AGT-0688500 37 0.00 0.00 2,256.00 1542 MCGROARTY & BRADBURN INS., INC AGT-7523222 37 0.00 0.00 13,698.00 1550 J. DONALD PORTER AGENCY, INC. AGT-4333416 37 0.00 0.00 257.00 1663 WILLIAM H. MORRIS AGENCY, INC. AGT-4501485 37 0.00 0.00 5,868.00 1668 MARTIN GROSSMAN INS. AGY., INC AGT-4402396 37 0.00 (6,003.00) 70,499.00 1741 COSMOPOLITAN INS. AGY., INC. CQ-0541-C 19 0.00 0.00 270.00 1744 BAY AREA INS. AGENCY, INC. CQ-0360-C 19 0.00 0.00 1,427.00 1864 MICHAEL INSURANCE, INC. CQ-2903-C 19 0.00 0.00 2.00 1872 WYE INSURANCE AGENCY, INC. CQ-2455-C 19 0.00 0.00 8,880.00 1878 HARRINGTON INSURANCE INC. CQ-1649-C 19 0.00 (1,788.00) 11,013.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 1879 SMITH, CROPPER & DEELEY, INC. CQ-0295-C 19 0.00 0.00 1,423.00 1890 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 0.00 4,194.00 1909 COMMERCIAL SPECIALIST INS. AGY CQ-712496 19 0.00 110.00 1,613.00 1917 CHESAPEAKE UNDERWRITERS, INC. CQ-5869-C 19 0.00 0.00 (2,765.00) 1923 BENJAMIN F. BROWN INS AGY INC/ CQ-0317-C 19 0.00 91.00 33,278.00 1927 PAUL C. STEM GENERAL INSURANCE CQ-50222 19 0.00 0.00 250.00 1940 COOPER INSURANCE AGENCY CQ-51319 19 (298.00) 784.00 596.00 1971 CREELMAN INS. ASSOC., INC./ CQ-1157-C 19 (122.00) 505.00 0.00 2024 ROLLINS HUDIG HALL OF PA, INC. BL-14035 1066300 37 0.00 0.00 281,201.00 2042 GILKYSON AND LIPPERT, INC. AGT-0879375 37 0.00 0.00 (2,888.00) 2052 LINDSAY-SMITH AGENCY, INC. AGT-4501542 37 0.00 330.00 18,941.00 2060 MCKEE-WESLEY INS SERVICES INC. AGT-1546125 37 0.00 0.00 (202.00) 2077 HUFFMAN-WHIPKEY INS. AGY, INC. AGT-4404325 37 0.00 0.00 75.00 2083 WILFRED E. HELWIG AGENCY, INC. AGT-1037850 37 0.00 (3,027.00) 13,400.00 2112 WALTER'S RELIABLE INSURANCE AGT-2374650 37 0.00 (1,833.00) 8,955.00 2122 LISHEGO & ASSOCIATES, INC. AGT-4226562 37 (90,469.00) (106,101.00) 181,164.00 2125 ROCKWOOD INS. SERVICES, INC. CQ-5025-C 19 0.00 0.00 (814.00) 2125 ROCKWOOD INS. SERVICES, INC. AGT-4521062 37 0.00 (1,082.00) 12,541.00 2125 TOTAL 0.00 (1,082.00) 11,727.00 2131 TRI-COUNTY AGENCIES, INC. AGT-4627575 37 (1,862.00) 14,758.00 21,016.00 2139 S. K. KENZER AGENCY, INC. AGT-6010095 37 0.00 30.00 9,987.00 2159 J. R. H., INSURANCE, INC. T/A AGT-4527834 37 0.00 321.00 1,876.00 2163 PORTER INSURANCE, INC. AGT-4333416 37 (258.00) 7,345.00 46,378.00 2164 MCMAHON INS. SERVICES, INC. AGT-7522906 37 0.00 (1,068.00) 0.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 07 (45,095.00) 35,336.00 11,324.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 19 16,321.00 (170,327.00) 464,695.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 37 (73,471.00) 827,569.00 (193,987.00) 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 45 8,246.00 (24,459.00) 7,506.00 2175 PREMS WRTN BUT NOT DUE ACCOUNT ACCOUNT ONLY 47 0.00 (1,614.00) 176.00 2175 TOTAL (93,999.00) 666,505.00 289,714.00 2192 COCCO INSURANCE ASSOCIATES CQ-575718838 37 (1,764.00) 4,270.00 0.00 2196 HARTZELL INS. ASSOC., INC. CQ-519014697 37 (688.00) 11,996.00 0.00 2509 THE INSURANCE MARKET INC. AGT-08192 07 0.00 0.00 697.00 2514 C EDGAR WOOD INC T/A L&W AGY AGT-05003 07 0.00 0.00 (41.00) 2514 C EDGAR WOOD INC T/A L&W AGY CQ-0696-NR 19 0.00 812.00 8,188.00 2514 TOTAL 0.00 812.00 8,147.00 2530 R. E. EVANS INSURANCE, INC. AGT-23318 07 0.00 0.00 (817.00) 6014 STREET INSURANCE AGENCY, INC. AGT-541065438 45 0.00 0.00 5,813.00
RCIC AGENTS WITH PREMIUM IN 94 95 96 RANKED BY 1996 PREMIUM AS OF 10/31/96 S#6775 AGENT NAME LICENSE STATE 1996 1995 1994 7175 CANCELLED AGENTS DIRECT BILL ACCOUNT ONLY 37 0.00 (2,151.00) (22,913.00) 7255 ALLIED AGENCY, INC. AGT-35-0141395 13 0.00 0.00 (190.00) GRAND TOTAL 47,579,315.00 59,529,603.00 57,534,224.00

Basic Info X:

Name: NON-COMPETE AND NON-SOLICITATION AGREEMENT
Type: Non-compete and Non-solicitation Agreement
Date: June 18, 1998
Company: FRONT ROYAL INC
State: North Carolina

Other info:

Date:

  • December , 1996
  • December 30 , 2001
  • January , April
  • October
  • January 1997
  • December 31 , 1996
  • December 6 , 1996
  • 5 years of the Term
  • last month end
  • 193,610.00 1937
  • 195,291.00 1703
  • 195,169.00 1981
  • 192,213.00 2133
  • 192,438.00 1804
  • 191,743.00
  • 197,228.00 1339
  • 198,472.00
  • 94 95 96
  • 1996 1995 1994

Organization:

  • McGinley & Lucchino
  • PIC Insurance Group Inc.
  • Trirock Limited Partnership
  • 4 Woodworth Court
  • Tri Rock Limited Partnership
  • Common Stock of Front Royal , Inc.
  • West Office Center Drive
  • Rockwood Casualty Insurance Company
  • PIC Insurance Group , Inc.
  • Rockwood Asset Management , Inc.
  • Commonwealth of Pennsylvania
  • GEORGE CLYMER INS
  • ATLANTICSMITH CROPPER & DEELEY
  • JAMES L. SMITH INS
  • DON R MYERS & CONSTANCE I NORK
  • SCALZOTT & SCHUTZMAN
  • SCOTT D. WATSON INS
  • SEATON & BOWMAN
  • GARDINER A. WARNER LTD.
  • FIORE LOUIS NARDO
  • C. I. M. C. O
  • W. W. LEE & SON
  • BARNES & BOLLINGER
  • C. W. HOWARD INS
  • C. I. SNYDER INS
  • THE MADDEN INS
  • SCALLA & ASSOCIATES
  • SANTUCCI & ASSOC
  • LOUIS SAVADOVE & ASSOC.
  • DIEHL & DIEHL INSURANCE
  • INS MANAGEMENT INC
  • PENN CENTER INS MGMT CORP
  • KERIN & COMPANY INC
  • POE & BROWN OF PA
  • L.A. ANDERSON & ASSOC INC
  • INS ASSOC INC
  • EDWARD E. REITER INS
  • JOSEPH H. TYSON & CO. INC.
  • FORD & ASSOC
  • WILLIAMSON & ASSOCIATES
  • W. RAY HUFF & ASSOCIATES
  • M & K UNDERWRITING ASSOC.
  • SUNDAHL & CO.
  • SPODEK INSURANCE AGENCY INC.
  • WALTER W SOBEK & RONALD N SMITH
  • LECHNER & STAUFFER
  • MEYER & ECKENRODE INS
  • C. L. MILLER INS
  • AFFOLDER & ASSOC
  • HARRIS & ASSOCIATES
  • JOHN VOLPE & ASSOCIATES
  • V. W. BROWN INS
  • THE WYVILL INS
  • HOCKLEY & O'DONNELL INS
  • C. S. C. INS
  • ROBERT E. DALTON GENERAL INS
  • WERTZ & ROADMAN
  • BES & ASSOCIATES
  • D. E. LOVE ASSOCIATES
  • SLEVIN & HICKS
  • BIDDLE & CO.
  • PAIST & NOE
  • GARDNER IN AG
  • STINE DAVIS & PECK OF PA INC
  • KREISHER & MCCOY
  • WAGNER-HUFFNAGLE & ASSOC.
  • R L OVERHOLSER & SONS AGY P.C
  • E. H. DEVINE CO.
  • O'HARA & GENTRY
  • TOWLES & CO.
  • INC. & ISUCLA
  • PAUL HERTEL & COMPANY
  • J. C. MONTGOMERY INS
  • GRAU & RUSSELL ASSOC
  • BEALL GARNER SCREEN & GEARE INC
  • DIGIACOMO & ASC INC
  • H. F. THOMPSON INS
  • ROBERT F. GREENWOOD ASSOC INC.
  • FROST & CONN
  • FIRST STATE INS
  • PENN WEBER INS
  • ANDREW R KING & DENNIS F FEEHAN
  • JONES & ASSOC
  • SMITH INSURANCE ASSOCIATES INC
  • M. T. DONAHOE & ASSOC.
  • CADWALADER & ASSOCIATES
  • CARROLL COUNTY INS
  • BURNS & BURNS ASSOC.
  • NORKEN & SON INS
  • C. R. PATE & COMPANY
  • MCPHERSON INS AGY INC
  • MELVILLE SCOTT & SON AGY
  • PAUL E. ANTHONY INS
  • FRANEY & PARR
  • PHILIP J. HARVEY & CO.
  • MCGROARTY & BRADBURN INS.
  • MARTIN GROSSMAN INS
  • HARRINGTON INSURANCE INC.
  • INS SERVICES INC.
  • LISHEGO & ASSOCIATES
  • EDGAR WOOD INC

Location:

  • Grogan
  • FCAS
  • Fort Washington
  • North Carolina
  • Gateway Boulevard
  • Morrisville
  • Rockwood
  • Delaware
  • West Virginia
  • Bedford
  • Fayette
  • Fulton
  • Indiana
  • Pennsylvania
  • STEWART
  • WEBSTER
  • LASSEN
  • KENNEDY
  • PITTSBURGH
  • MARYLAND
  • SMYRNA

Money:

  • $ 119,715.00
  • $ 14,574.00
  • $ 9,369.00
  • $ 456,895.00
  • $ 55,622.00
  • $ 35,757.00
  • $ 125,000.00
  • $ 1.00
  • $ 2.50
  • $ 239,430.00
  • $ 29,148.00
  • $ 18,738.00
  • $ 300,000.00
  • $ 333,960.00
  • $ 40,656.00
  • $ 26,136.00

Person:

  • Frank J. Lucchino
  • Grogan
  • Graffam
  • John R. McGinley
  • Charles M. Lederman
  • CHARLES M. LENDERMAN
  • Timothy I. McCarthy
  • Wayne
  • TIMOTHY MCCARTHY
  • Peter C. Dozzi
  • J. Adam Abram
  • Delmont
  • Blair
  • Rockwood
  • Terrence S. Jacobs
  • RICHARD B. RYON
  • CHARLES P. LEACH
  • H. R. WOOLRIDGE
  • HARVEY O. RILEY
  • HARRY BLACKWOOD
  • GARY E. FAYE
  • HARRY J. NEDLEY DBA BARTON
  • ROBERT C. WILLIAMS
  • KEITH D. & SUSAN R. SHIELDS
  • CALLISTUS SMITH
  • ANDREW F. RODGERS
  • CHARLES K. BANTLEY
  • JOHN P. MEEHAN
  • J. MEIL
  • HENRY DUNN
  • WILLIAM A. MCGINLEY
  • MORRY HOFFMAN
  • ROBERT S. STROBEL
  • F. P. TROHA
  • HENRY M. MURRAY
  • BURKETT
  • SMATHERS
  • A. J. KUZNESKI
  • JOHN E. GADSBY
  • HARRY T. TRIOLO
  • FRANK L. MCKENZIE
  • SNYDER MOORE
  • BROWNSON
  • L. J. KUDER
  • ROBERT SNYDER
  • ARLAN S. TEMELES
  • HARRY A. SNYDER
  • 2001 W. H. BARTON
  • WILLIAM R. KARSCHNER
  • K. H. WAGNER
  • M. MORGAN
  • MARK A. WEBB
  • CHARLES P. PHELAN
  • GERALD A. MASLIN
  • I. R. O.
  • R. M. PYLES
  • GEORGE B. TAYLOR
  • JULIUS STRAUS
  • JOSEPH J. JOYCE ASSOC.
  • HENDERSON
  • SAMUEL MILLER
  • B. G. BALMER
  • PETER B. VOGEL
  • EVERETT W. SECHLER
  • W. C. UNGERER
  • JACK HOFFMAN
  • PETER J. ZIKOS
  • SIDNEY F. SETZMAN
  • SIDNEY K. CUCKLER
  • HENRY J. KASKY
  • GEORGE I. LAROSE
  • BERNARD CASSADY
  • JACK M. SHUCK
  • DAVID B. PECK
  • W. B. ROWE
  • JOHN L. KILEY
  • W. J. KELLAR
  • J. DONALD PORTER
  • WILLIAM H. MORRIS
  • BENJAMIN F. BROWN
  • ROLLINS HUDIG
  • GILKYSON
  • LIPPERT
  • WILFRED E. HELWIG
  • 2139 S. K. KENZER
  • 2159 J. R. H.
  • R. E. EVANS

Percent:

  • 50 %
  • 8.5 %