EXHIBIT 10(b)               POWERS OF ATTORNEY

                                                Exhibit 10(b)
                              
                              
                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being the duly elected Chairman, President and
Chief Executive Officer of Golden American Life Insurance
Company ("Golden American"), constitutes and appoints Myles
R. Tashman, and Marilyn Talman, and each of them, his true
and lawful attorneys-in-fact and agents with full power of
substitution and resubstitution for him in his name, place
and stead, in any and all capacities, to sign Golden
American's registration statements and applications for
exemptive relief, and any and all amendments thereto, and to
file the same, with all exhibits thereto, and other
documents in connection therewith, with the Securities and
Exchange Commission, granting unto said attorneys-in-fact
and agents full power and authority to do and perform each
and every act and thing requisite and necessary to be done,
as fully to all intents and purposes as he might or could do
in person, hereby ratifying and affirming all that said
attorneys-in-fact and agents, or any of them, or his or her
substitute or substitutes, may lawfully do or cause to be
done by virtue thereof.

Date:     August 26, 1996

                              /s/ Terry L. Kendall
                             -------------------------------
                              Terry L. Kendall
                              Chairman, President and
                                   Chief Executive Officer

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Senior Vice President,
Chief Actuary and Controller (Chief Financial Officer) of
Golden American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, his true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for him in his name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     April 22, 1996

                              /s/ Stephen J. Preston
                             -------------------------------
                              Stephen J. Preston
                              Senior Vice President, Chief
Actuary and Controller
                                   (Chief Financial Officer)

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Director of Golden
American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, his true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for him in his name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     August 26, 1996

                              /s/ Fred S. Hubbell
                             -------------------------------
                              Fred S. Hubbell
                              Director

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Director of Golden
American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, his true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for him in his name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     August 26, 1996

                              /s/ Lawrence V. Durland
                             -------------------------------
                              Lawrence V. Durland
                              Director

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Director of Golden
American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, his true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for him in his name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     August 26, 1996

                              /s/ Paul E. Larson
                             -------------------------------
                              Paul E. Larson
                              Director

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Director of Golden
American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, his true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for him in his name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     August 26, 1996

                              /s/ Thomas L. May
                             -------------------------------
                              Thomas L. May
                              Director

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Director of Golden
American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, his true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for him in his name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as he might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     August 26, 1996

                              /s/ John A. Merriman
                             -------------------------------
                              John A. Merriman
                              Director

                      POWER OF ATTORNEY

     KNOW ALL PERSONS BY THESE PRESENTS, that the
undersigned, being a duly elected Director of Golden
American Life Insurance Company ("Golden American"),
constitutes and appoints Myles R. Tashman, and Marilyn
Talman, and each of them, her true and lawful attorneys-in-
fact and agents with full power of substitution and
resubstitution for her in her name, place and stead, in any
and all capacities, to sign Golden American's registration
statements and applications for exemptive relief, and any
and all amendments thereto, and to file the same, with all
exhibits thereto, and other documents in connection
therewith, with the Securities and Exchange Commission,
granting unto said attorneys-in-fact and agents full power
and authority to do and perform each and every act and thing
requisite and necessary to be done, as fully to all intents
and purposes as she might or could do in person, hereby
ratifying and affirming all that said attorneys-in-fact and
agents, or any of them, or his or her substitute or
substitutes, may lawfully do or cause to be done by virtue
thereof.

Date:     August 26, 1996

                              /s/ Beth B. Neppl
                             -------------------------------
                              Beth B. Neppl
                              Director 

Basic Info X:

Name:
Type:
Date: Sept. 6, 1996
Company: SEPARATE ACCOUNT A OF GOLDEN AMERICAN LIFE INSURANCE CO
State: Minnesota

Other info:

Date:

  • April 22 , 1996
  • August 26 , 1996

Organization:

  • Controller Chief Financial Officer of Golden American Life Insurance Company
  • Director of Golden American Life Insurance Company
  • Securities and Exchange Commission

Person:

  • Terry L. Kendall Chairman
  • Stephen J. Preston
  • Fred S. Hubbell
  • Lawrence V. Durland
  • Paul E. Larson
  • Thomas L. May
  • John A. Merriman
  • Myles R. Tashman
  • Marilyn Talman
  • Beth B. Neppl