EXHIBIT 10.10

This Amended Employment and Waiver Agreement (the "Agreement") is entered into
this 20th day of December, 2004 by and among Greater Community Bancorp, a New
Jersey business corporation having its principal place of business at 55 Union
Boulevard, Totowa, NJ 07512 ("GCB"), and George E. Irwin, residing at 76
Schindler Way, Fairfield, NJ 07004 ("Irwin").


WHEREAS, on August 1, 2003, Irwin entered into an Amended Employment Agreement
with GCB; and

WHEREAS, said Amended Employment Agreement contains certain non-competition and
non-solicitation covenants; and

WHEREAS, there is currently being organized a proposed new State chartered
commercial bank to be located in Vernon, NJ, to be known as Highlands State Bank
("Highlands Bank"); and

WHEREAS, the organizers of Highlands Bank are desirous of employing Irwin as an
officer and electing him to the Board of Directors; and

WHEREAS, said employment would be contrary to certain of the non-competition
provisions of Irwin's Amended Employment Agreement; and

WHEREAS, as an accommodation to Irwin and Highlands Bank, GCB is willing to
waive certain of Irwin's non-competition covenants and amend certain other
provisions of Irwin's Amended Employment Agreement;

NOW, THEREFORE, in consideration of the mutual promises and covenants
hereinafter set forth and for other good and valuable consideration by the
parties, it is agreed as follows:

          1.   The parties agree that, in the absence of this Agreement, the
               acceptance by Irwin of the position being offered by Highlands
               Bank would be a violation of the Amended Employment Agreement.

          2.   GCB hereby agrees to and does hereby waive those provisions of
               the Amended Employment Agreement that would preclude Irwin from
               accepting the contemplated employment with Highlands Bank.

          3.   The parties agree that GCB's responsibility to provide medical
               insurance to Irwin shall cease on the earlier of the effective
               date of full medical insurance covered provided by Highlands
               Bank, or ninety (90) days after the date upon which Highlands
               Bank commences business.

          4.   Upon the effective date of the medical insurance coverage
               provided for pursuant to Paragraph 3 above or upon the ninety
               first (91st) day after Highlands Bank commences business, Irwin's
               compensation provided under the Amended Employment Agreement
               shall be reduced to Six Thousand Dollars ($6,000) per annum.

          5.   All other provisions of the Amended Employment Agreement shall
               continue in full force and effect, subject to this Agreement, and
               until otherwise terminated.

          6.   Irwin agrees to be responsible for all legal fees relating to the
               preparation of this agreement.

          7.   IN WITNESS WHEREOF, the parties hereto have executed this
               Agreement as of the day and year first above written.

Attest:                        Greater Community Bancorp
/s/ Jeannette Chardavoyne      By:     /s/ Anthony M. Bruno, Jr.
-------------------------              ----------------------------------------
                                       Anthony Bruno, Jr. Chairman of the Board
/s/ Jeannette Chardavoyne              /s/ George E. Irwin
-------------------------              ----------------------------------------
                                       George E. Irwin, Individually 

Basic Info X:

Type: Waiver
Date: Dec. 22, 2004
State: New Jersey

Other info: