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SEA PINES ASSOCIATES INC. SECOND SEASONAL LINE OF CREDIT NOTE (2001-01-29)

THIS AGREEMENT, made as of the ______ day of November, 2000, by and among WACHOVIA BANK, N.A. (the "Lender"), SEA PINES ASSOCIATES, INC. and SEA PINES COMPANY, INC. (if more than one, collectively, the "Borrower").

SEA PINES ASSOCIATES INC. SECOND SEASONAL LINE OF CREDIT NOTE (2001-01-29)

THIS AGREEMENT, made as of the ______ day of November, 2000, by and among WACHOVIA BANK, N.A. (the "Lender"), SEA PINES ASSOCIATES, INC. and SEA PINES COMPANY, INC. (if more than one, collectively, the "Borrower").