Free Request Copy of Credit Report
This Request for Copy of Credit Report is for use by an individual who has been denied credit as a result of information obtained from a credit report. This request asks that a free copy of the credit report be sent and contains a copy of the credit denial. This Request for Copy of Credit Report is in a letter format and contains all pertinent information regarding the person to whom credit was denied.
Disclaimer:This was not drafted by an attorney & should not be used as a legal document.
I have recently been denied credit as a result of information contained on my credit report. Enclosed is a copy of that credit denial. I request that you send me a free copy of my credit report as required by section 612(b) of the Fair Credit Reporting Act. Please send a copy of my credit report to me at my current address:
My social security number is ____________________. My birth date is __________________. My current employer is __________________________. My previous employer was ____________________________. I have lived at my current address for _____ years. My previous addresses during the last five years: __________________________. My spouse's name is _______________________________.