Free Workers' Compensation Loss Costs by Class Effective July 1, 2008 The workers' c... - West Virginia

Workers' Compensation Loss Costs by Class
Effective July 1, 2008

The workers' compensation class advisory loss costs are actuarially determined by the National Council on Compensation Insurance, Inc. (NCCI), West Virginia's statistical rating agent. The loss costs will become effective July 1, 2008 for all classifications. Advisory Loss Costs do not include a carrier's Loss Cost Multiplier, which is a factor that increases the loss costs to recover administrative expenses and business operations. The final rate will be the class loss cost multiplied by the carrier loss cost multiplier. Payroll fluctuations and allocations, classification assignments, experience rating modifications (EMods), credit programs and additional policy endorsements will all contribute to the final written premium due for each policy. These factors, as well as all surcharges, are not reflected in the loss cost amounts. The per capita classes (0908 and 0913) show a loss cost based on the number of employees reported for those classes rather than the payroll reported. Example: An employer reports 3 domestic workers for class 0913. The annual premium would calculate as follows: 3 X $233.00 = $699.00 annual written premium
Class 0005 0008 0016 0034 0035 0036 0037 0042 0050 0059D 0065D 0066D 0067D 0079 0083 0106 0113 0170 0251 0400 0401 0771N 0908P 0913P 0917 1005* 1016* 1164D 1165D Class Description Farm: Nursery Employees & Drivers Farm Gardening-Market or Truck & Drivers Farm: Orchard & Drivers Farm: Poultry or Egg Producer & Drivers Farm: Florist & Drivers Farm: Dairy & Drivers Farm: Field Crops & Drivers Landscape Gardening & Drivers Farm Machinery Operation--by Contractor & Drivers Disease Load for Silica Disease Load for Silica Disease Load for Silica Disease Load for Silica Farm: Berry or Vineyard & Drivers Farm: Cattle or Livestock Raising NOC & Drivers Tree Pruning, Spraying, Repairing--All Operations & Drivers Farm Fish Hatchery & Drivers Farm: Animal Raising And Drivers Irrigation Works Operation And Drivers Cotton Compressing And Drivers Cotton Gin Operation And Local Managers, Drivers Non-ratable code for 4771 Domestic Workers-Residences-Part-time Domestic Workers--Residences--Full time Residential Cleaning Services by Contractor-Inside Coal Mining - Surface & Drivers Coal Mining - NOC Mining NOC - Not Coal - Underground - & Drivers Mining NOC - Not Coal - Surface - & Drivers 2008 Loss Cost 2.48 1.88 4.56 2.94 1.69 4.19 3.50 4.17 5.74 0.34 0.07 0.07 0.07 2.30 5.13 12.16 3.29 3.58 3.69 6.84 8.49 0.54 93.00 233.00 3.29 8.89 26.62 7.61 2.93

1

Class 1320 1322 1430 1438 1452 1463 1472 1624D 1642 1654 1655 1699 1701 1710D 1741D 1747 1748 1803D 1852D 1853 1860 1924 1925 2001 2002 2003 2014 2016 2021 2039 2041 2065 2070 2081 2089 2095 2105 2110 2111 2112 2114 2121 2130 2131 2143 2157 2172 2174 2211 2220 2286 2288 2300

Class Description Oil or Gas Lease Operator - All Operations & Drivers Oil or Gas Well: Cleaning or Swabbing of Old Wells Having Previously Produced Gas or Oil--by Contractor--No Drilling & Drivers Smelting, Sintering or Refining - Lead - & Drivers Smelting, Sintering or Refining - Metals - Not Iron or Lead - NOC & Drivers Ore Milling & Drivers Coal Billet or Briquette Mfg & Drivers Distillation - Wood - & Drivers Quarry NOC & Drivers Lime Mfg Quarry-Cement Rock-Surface-And Drivers Lime Mfg - Quarry - Surface - & Drivers Rock Wool Mfg Cement Mfg Stone Crushing & Drivers Flint or Spar Grinding & Drivers Emery Works & Drivers Abrasive Wheel Mfg And Drivers Stone Cutting or Polishing NOC & Drivers Asbestos Goods Mfg Mica Goods Mfg And Mica Preparing Abrasive Paper or Cloth Preparation Wire Drawing Or Cable Mfg-Not Iron Or Steel Die Casting Mfg Cracker Mfg Macaroni Mfg Bakery & Drivers, Route Supervisors Grain or Feed Milling Breakfast Food Mfg Sugar Refining Ice-Cream Mfg & Drivers Candy, Chocolate, and Confection Mfg Milk Products Mfg NOC Creamery or Dairy & Route Supervisors, Drivers Butchering Packing House - All Operations Meat Products Mfg NOC Fruit Packing Pickle Mfg Cannery NOC Fruit Evaporating or Preserving Oyster Processing Brewery And Drivers Spirituous Liquor Distillery Spirituous Liquor Bottling Fruit Juice Mfg & Drivers Bottling NOC & Route Supervisors, Drivers Cigarette Mfg Tobacco Rehandling Or Warehousing Cotton Batting, Wadding or Waste Mfg Yarn or Thread Mfg - Cotton Wool Spinning And Weaving Felting Mfg Plush Or Velvet Mfg

2008 Loss Cost 3.21 12.87 4.78 3.55 2.21 10.54 4.20 4.98 4.70 7.48 4.62 2.16 3.89 5.96 2.69 3.07 3.64 6.13 2.17 2.58 1.80 1.95 2.64 2.54 4.38 2.73 4.15 2.23 3.48 3.16 2.20 2.75 4.25 4.17 2.58 3.03 2.23 1.89 2.27 2.56 2.92 2.49 2.87 2.40 2.52 4.88 1.74 2.69 5.39 1.96 1.41 2.98 2.27

2

Class 2302 2305 2361 2362 2380 2386 2388 2402 2413 2416 2417 2501 2503 2534 2570 2585 2586 2587 2589 2600 2623 2651 2660 2670 2683 2688 2701 2702 2709 2710 2714 2731 2735 2759 2790 2802 2812 2835 2836 2841 2881 2883 2913 2915 2916 2923 2942 2960 3004 3018 3022 3027 3028 3030

Class Description Silk Thread or Yarn Mfg Textile Fiber Mfg - Synthetic Hosiery Mfg Knit Goods Mfg NOC Webbing Mfg Lace Mfg Embroidery Mfg Carpet or Rug Mfg NOC Textile - Bleaching, Dyeing, Mercerizing, Finishing Yarn Dyeing Or Finishing Cloth Printing Cloth, Canvas and Related Products Mfg NOC Dressmaking or Tailoring - Custom Exclusively Feather Or Flower Mfg-Artificial Mattress or Box Spring Mfg Laundry NOC & Route Supervisors, Drivers Cleaning Or Dyeing And Route Supervisors, Drivers Towel or Toilet Supply Co & Route Supervisors, Drivers Laundry and Dry Cleaning Store - Retail & Route Supervisors, Drivers Fur Processing-Preparing Skins Tanning Shoe Stock Mfg Boot or Shoe Mfg NOC Glove Mfg-Leather Or Textile Luggage Mfg Leather Goods Mfg NOC Logging or Tree Removal-Log Hauling & Drivers Logging or Tree Removal -Non Mechanized Operations Logging or Tree Removal: Mechanized Equipment Operators Sawmill Veneer Mfg Planing or Molding Mill Barrel Stock Mfg--Wood Pallet, Box or Box Shook Mfg Wooden Pattern Making NOC Carpentry - Shop Only - & Drivers Cabinet Works With Power Machinery Brush or Broom Assembly Brush Or Broom Mfg NOC Woodenware Manufacturing NOC Furniture Assembly - Wood - From Manufactured Parts Furniture Mfg - Wood - NOC Rattan, Willow Or Twisted Fiber Products Mfg Veneer Products Mfg Veneer Products Mfg - No Veneer Mfg Musical Instruments Mfg - Wood NOC Pencil, Penholder or Crayon Mfg Wood Preserving & Drivers Iron or Steel: Manufacturing: Steelmaking - & Drivers Iron or Steel: Manufacturing: Rolling Mill & Drivers Pipe or Tube Mfg NOC & Drivers Rolling Mill NOC & Drivers Pipe or Tube Mfg - Iron or Steel - & Drivers Iron or Steel: Fabrication: Ironworks or Steelworks--Shop--Structural & Drivers

2008 Loss Cost 1.70 2.14 1.58 1.70 2.11 1.16 1.96 2.69 2.02 1.70 1.78 1.96 1.23 2.31 2.98 3.29 1.31 1.95 1.92 2.14 3.18 1.73 2.06 1.59 2.25 2.70 7.28 27.78 27.78 7.39 4.44 3.67 3.60 4.67 1.87 4.07 3.40 1.73 2.15 4.41 2.14 3.15 2.41 3.55 2.70 2.22 2.16 3.36 3.26 3.18 2.89 2.93 4.30 5.50

3

Class 3040 3041 3042 3064 3069 3076 3081D 3082D 3085D 3110 3111 3113 3114 3118 3119 3122 3126 3131 3132 3145 3146 3169 3175D 3179 3180 3188 3220 3223 3224 3227 3240 3241 3255 3257 3270 3300 3303 3307 3315 3334 3336 3365 3372 3373 3383 3385 3400 3507 3515 3548 3559 3574

Class Description Iron or Steel: Fabrication: Iron Works - Shop - Ornamental - & Drivers Iron or Steel: Fabrication: Iron Works - Shop - Decorative or Artistic - Foundries, Drivers Elevator Or Escalator Mfg Sign Manufacturing Metal Awning Mfg- Metal Sheet Metal Products Mfg - Shop Foundry - Ferrous - NOC Foundry Steel Castings Foundry - Nonferrous Forging Work - Drop or Machine Blacksmith Tool Mfg - Not Drop or Machine Forged - NOC Tool Mfg - Drop or Machine Forged - NOC: Machining or Finishing of Tools or Die Making Operations Saw Mfg Needle Mfg Cutlery Mfg NOC Tool Mfg - Agricultural, Construction, Logging, Mining, Oil or Artesian Well Button Or Fastener Mfg-Metal Nut or Bolt Mfg Screw Mfg Hardware Mfg NOC Stove Mfg Radiator or Heater Mfg Electrical Apparatus Mfg NOC Electric Or Gas Lighting Fixtures Mfg Plumbing Supplies Mfg, NOC Can Mfg Lamp Or Portable Lantern Mfg Enamel or Agate Ware Mfg Aluminum Ware Mfg Wire Rope or Cable Mfg--Iron or Steel Wire Drawing-Iron Or Steel Wire Cloth Mfg Wire Goods Mfg NOC Eyelet Mfg Bed Spring or Wire Mattress Mfg Spring Mfg Heat-Treating-Metal Brass or Copper Goods Mfg Tin Foil Mfg Type Foundry Welding or Cutting NOC & Drivers Electroplating Galvanizing or Tinning - Not Electrolytic Jewelry Mfg Watch Mfg Metal Stamped Goods Mfg NOC Construction or Agricultural Machinery Mfg Textile Machinery Mfg Printing Or Bookbinding Machine Mfg Confection Machine Mfg Computing, Recording or Office Machine Mfg, NOC

2008 Loss Cost 4.64 4.11 3.15 3.83 6.45 3.07 4.83 3.37 3.14 3.04 2.57 1.59 2.74 2.14 0.96 1.57 2.28 1.52 3.48 2.18 2.26 2.56 1.97 1.63 2.83 1.94 2.04 4.28 3.43 2.72 2.33 3.45 2.76 2.72 1.87 4.02 3.55 3.45 3.28 2.59 2.54 8.90 3.35 5.25 1.30 1.03 2.95 2.89 2.05 1.53 2.56 1.20

4

Class 3581 3612 3620 3629 3632 3634 3635 3638 3642 3643 3647 3648 3681 3685 3719 3724 3726 3803 3807 3808 3821 3822 3824 3826 3827 3830 3851 3865 3881 4000 4021 4024D 4034 4036 4038 4053 4061 4062 4101 4111 4112 4113 4114 4130 4131 4133 4150 4206 4207 4239 4240 4243 4244 4250

Class Description Fuel Injection Device Mfg Pump Mfg Boiler making Precision Machined Parts Mfg NOC Machine Shop NOC Valve Mfg Gear Mfg or Grinding Ball Or Roller Bearing Mfg Battery Mfg - Dry Electric Power or Transmission Equipment Mfg Battery Mfg - Storage Automotive Lighting, Ignition, or Starting Apparatus Mfg NOC Television, Radio, Telephone or Telecommunication Device Mfg NOC Instrument Mfg, NOC Oil Still Erection Or Repair Machinery or Equipment Erection or Repair NOC & Drivers Boiler Installation or Repair - Steam Automobile Wheel Mfg-Metal-Not Cast Automobile Radiator Mfg Automobile Mfg or Assembly Automobile Recycling & Drivers Automobile, Bus, Truck or Trailer Body Mfg: Die Pressed Steel Automobile, Bus, Truck or Trailer Body Mfg: NOC Aircraft Engine Mfg Automobile Engine Mfg Airplane Mfg Motorcycle Mfg Or Assembly Baby Carriage Mfg Car Mfg - Railroad - & Drivers Sand or Gravel Digging & Drivers Brick or Clay Products Mfg NOC & Drivers Refractory Products Mfg & Drivers Concrete Products Mfg & Drivers Plasterboard or Plaster Block Mfg & Drivers Plaster Statuary or Ornament Mfg Pottery Mfg: China or Tableware Pottery Mfg Earthenware--Glazed or Porcelain--Hand Molded or Cast Pottery Mfg: Porcelain Ware--Mechanical Press Forming Glass Mfg - & Drivers Glassware Mfg - No Automatic Blowing Machines Incandescent Lamp Mfg Glass Mfg - Cut Glassware Mfg NOC Glass Merchant Mirror Mfg Cathedral or Art Glass Window Mfg Optical Goods Mfg NOC Pulp Mfg - Ground Wood Process Pulp Mfg - Chemical Process Paper Mfg Box Mfg - Set-Up Paper Box Mfg - Folding Paper - NOC Corrugated or Fiberboard Container Mfg Paper Coating

2008 Loss Cost 1.46 2.00 3.71 1.53 3.10 1.82 2.14 1.57 1.02 2.55 2.22 1.37 1.06 0.88 2.14 5.28 5.70 2.26 2.01 2.47 4.53 4.05 4.48 0.91 1.48 1.88 2.00 2.00 3.07 5.46 4.07 2.75 5.10 2.32 2.64 2.65 4.61 2.54 1.98 2.28 1.32 1.70 3.31 4.74 2.63 3.32 0.84 4.08 1.67 2.22 2.77 1.94 2.51 1.44

5

Class 4251 4263 4273 4279 4282 4283 4299 4304 4307 4351 4352 4360 4361 4362 4410 4420 4431 4432 4439 4452 4459 4470 4484 4493 4511 4557 4558 4561 4565X 4568 4581 4583 4611 4635 4653 4665 4670 4683 4686 4692 4693 4703 4717 4720 4740 4741 4751 4771N 4777 4825 4828 4829

Class Description Stationery Mfg Fiber Goods Mfg Bag Mfg - Plastic or Paper Paper Goods Mfg NOC Dress Pattern Mfg-Paper Building or Roofing Paper or Felt Preparation - No Installation Printing Newspaper Publishing Bookbinding Photoengraving Engraving Motion Picture: Development Of Negatives, Printing And All Subsequent Operations Photographer - All Employees & Clerical, Salespersons, Drivers Motion Picture: Film Exchange And Projection Rooms, Clerical Rubber Goods Mfg NOC Rubber Tire Mfg Magnetic And Optical Recording Media Mfg Pen Mfg Lacquer or Spirit Varnish Mfg Plastics Mfg - Fabricated Products NOC Plastics Mfg Sheets, Rods, or Tubes Cable Mfg-Insulated Electrical Plastics Manufacturing: Molded Products NOC Fabric Coating or Impregnating NOC Analytical Chemist Ink Mfg Paint Mfg Varnish Mfg-Oleo-Resinous Carbon Manufacturing - LA State Special Salt, Borax or Potash Producing or Refining & Drivers Phosphate Works And Drivers Fertilizer Mfg & Drivers Drug, Medicine or Pharmaceutical Preparation, Compounding or Blending - No Mfg Of Ingredients Oxygen or Hydrogen Mfg & Drivers Glue Mfg & Drivers Rendering Works NOC & Drivers Cottonseed Oil Mfg-Mechanical And Drivers Oil Mfg - Vegetable - NOC Oil Mfg-Vegetable-Solvent Extraction Process Dental Laboratory Pharmaceutical or Surgical Goods Mfg NOC Corn Products Mfg Butter Substitute Mfg Soap or Synthetic Detergent Mfg Oil Refining - Petroleum - & Drivers Asphalt or Tar Distilling or Refining & Drivers Synthetic Rubber Mfg Explosives or Ammunition Mfg: NOC & Drivers Explosives Distributors & Drivers Drug, Medicine or Pharmaceutical Preparation Mfg - Includes Mfg Of Ingredients Chemical Blending or Mixing NOC - All Operations and Drivers Chemical Manufacturing NOC - All Operations & Drivers--INCLUDES BLENDING OR MIXING

2008 Loss Cost 1.96 2.55 2.08 1.98 1.98 2.98 1.69 3.00 1.22 0.88 1.16 0.93 1.17 0.86 2.77 3.39 1.18 1.59 2.04 2.42 2.83 2.27 2.41 3.05 0.60 1.66 1.62 1.71 2.09 2.38 1.41 4.24 0.97 2.19 1.72 6.47 4.79 2.64 2.25 0.40 0.95 1.90 2.33 1.76 1.93 2.12 1.90 3.07 3.96 0.76 1.37 1.44

6

Class 4902 4923 5020 5022 5037 5040 5057 5059 5069 5102 5146 5160 5183 5188 5190 5191 5192 5213 5215 5221 5222 5223 5348 5402 5403 5437 5443 5445 5462 5472 5473 5474 5478 5479 5480 5491 5506 5507 5508D 5535 5537 5551 5606 5610 5645 5651 5703 5705 5951 6003 6005

Class Description Sporting Goods Mfg NOC Photographic Supplies Mfg Ceiling Installation - Suspended Acoustical Grid Type Masonry NOC Painting: Metal Structures - Over Two Stories in Height - & Drivers Iron or Steel: Erection - Frame Structures Iron or Steel : Erection NOC Iron or Steel: Erection - Frame Structures Not Over Two Stories in Height Iron or Steel: Erection - Construction of Dwellings not over two Stories in Height Door, Door Frame or Sash Erection - Metal or Metal Covered Furniture or Fixtures Installation - Portable - NOC Elevator Erection or Repair Plumbing NOC & Drivers Automatic Sprinkler Installation & Drivers Electrical Wiring - Within Buildings & Drivers Office Machine Installation, Inspection, Adjustment or Repair Vending or Coin Operated Machines - Installation, Service or Repair & Salespersons, Drivers Concrete Construction NOC Concrete Work - Incidental to the Construction of Private Residence Concrete or Cement Work - Floors, Driveways, Yards or Sidewalks & Drivers Concrete Construction in Connection with Bridges or Culverts Swimming Pool Construction - Not Iron or Steel - & Drivers Ceramic Tile, Indoor Stone, Marble, or Mosaic Work Hothouse Erection-All Operations Carpentry NOC Carpentry - Installation of Cabinet Work or Interior Trim Lathing & Drivers Wallboard Installation within Buildings & Drivers Glazier - Away From Shop & Drivers Asbestos Contractor - Pipe and Boiler Work Exclusively & Drivers Asbestos Contractor - NOC & Drivers Painting or Paperhanging NOC & Shop Operations, Drivers Floor Covering Installation--Resilient Flooring--Carpet and Laminate Flooring Insulation Work NOC & Drivers Plastering NOC & Drivers Paperhanging & Drivers Street or Road Construction: Paving or Repaving & Drivers Street or Road Construction: Subsurface Work & Drivers Street or Road Construction: Rock Excavation & Drivers Awning Erection-Metal-Erection of Metal Awnings Exclusively & Drivers Heating, Ventilation, Air-Conditioning and Refrigeration Systems--Installation, Service and Repair & Drivers Roofing - All Kinds & Drivers Contractor--Project Manager, Construction Executive, Construction Manager or Construction Superintendent Cleaners-Debris Removal Carpentry - Detached One or Two Family Dwellings Carpentry - Dwellings - Three Stories or Less Building Raising or Moving Salvage Operation-No Wrecking Or Any Structural Operations Serum, Anti-Toxin Or Virus Mfg And Drivers Pile Driving Jetty or Breakwater Construction - All Operations to Completion & Drivers

2008 Loss Cost 2.32 1.17 6.23 6.82 28.09 20.66 11.28 36.00 22.98 4.77 4.60 4.11 4.19 4.87 4.02 0.77 3.30 7.04 4.50 3.77 9.89 4.75 4.83 4.96 8.74 6.24 5.22 5.87 6.74 5.79 6.92 6.75 3.90 6.20 6.78 2.38 5.82 5.75 11.88 6.45 4.91 15.43 1.88 4.17 11.55 9.10 14.82 4.95 0.49 10.17 6.45

7

Class 6017 6018 6045 6204 6206

Class Description

Dam or Lock Construction: Concrete Work - All Operations Dam or Lock Construction: Earth Moving or Placing - All Operations & Drivers Levee Construction-All Operations To Completion And Drivers Drilling NOC & Drivers Oil Or Gas Well: Cementing And Drivers Oil or Gas Well: Specialty Tool Operation NOC - By Contractor - All Employees & 6213 Drivers 6214 Oil Or Gas Well: Perforating Of Casing-All Employees And Drivers 6216 Oil or Gas Lease Work NOC--by Contractor & Drivers 6217 Excavation & Drivers 6229 Irrigation or Drainage System Construction & Drivers 6233 Oil or Gas Pipeline construction & Drivers 6235 Oil or Gas Well: Drilling or Redrilling & Drivers 6236 Oil or Gas Well: Installation or Recovery of Casing & Drivers 6237 Oil or Gas Well: Instrument Logging or Survey Work & Drivers 6251D Tunneling - Not Pneumatic - All Operations 6252D Shaft Sinking - All Operations 6260D Tunneling - Pneumatic - All Operations 6306 Sewer Construction - All Operations & Drivers 6319 Gas Main or Connection Construction & Drivers 6325 Conduit Construction - For Cables or Wires - & Drivers 6400 Fence Erection - Metal 6504 Food Sundries Mfg NOC Railroad Construction-All Operations Including Clerical, Salespersons And Drivers6702M* Program I Railroad Construction-All Operations Including Clerical, Salespersons And Drivers6703M* Program Ii Railroad Construction-All Operations Including Clerical, Salespersons And Drivers6704M* Program Ii State Act 6801F Boatbuilding-Wood-NOC And Drivers 6811 Boatbuilding-Wood-NOC And Drivers 6824F Boatbuilding Or Repair And Drivers 6826F Marina And Drivers 6834 Boatbuilding or Repair & Drivers - Coverage Under State Act Only 6836 Marina & Drivers - Coverage Under State Act Only 6843F Shipbuilding-Iron Or Steel-NOC And Drivers 6845F Shipbuilding-Naval And Drivers 6854 Shipbuilding-Iron Or Steel-NOC And Drivers 6872F Ship Repair Conversion-All Operations And Drivers 6874F Painting: Ship Hulls 6882 Ship Repair Conversion--All Operations & Drivers Coverage Under State Act Only 6884 Painting Ship Hulls: Coverage Under State Act Only 7016M Vessels NOC - Coverage Under Admiralty Law: Program I 7024M Vessels NOC - Coverage Under Admiralty Law: Program II - State Act Benefits 7038M Boat Livery - Boat Under 15 Tons - Program I 7046M Vessels-Not Self-Propelled-Program I 7047M Vessels-NOC 7050M Boat Livery-Boats Under 15 Tons 7090M Boat Livery - Boat Under 15 Tons - Program II State Act Benefits 7098M Vessels-Not Self-Propelled-Program II 7099M Vessels-Not Self-Propelled-Program II 7133 Railroad Operation, NOC All Employees & Drivers 7151 Railroad Operation-All Employees Including Drivers-Program I 7152M Railroad Operation-All Employees Including Drivers-Program Ii 7153 Railroad Operation-All Employees Including Drivers-Program Ii

2008 Loss Cost 7.44 2.74 4.17 10.70 4.86 3.78 3.40 5.64 5.32 4.31 6.38 10.71 14.88 2.57 8.61 8.38 11.13 7.10 5.36 6.81 6.50 2.08 9.80 18.61 10.89 4.00 3.48 10.87 7.45 3.22 3.02 9.41 13.16 4.62 11.79 19.71 3.83 10.81 6.08 6.76 5.49 7.89 12.04 10.86 6.10 8.77 15.62 3.96 4.29 9.52 4.77

8

Class 7222 7228 7229 7230 7231 7232 7309F 7313F 7317F 7327F 7333M 7335M 7337M 7350F 7360 7370 7380 7382 7390 7394M 7395M 7398M 7403 7405N 7420 7421 7422 7425 7431N 7445N 7453N 7502 7515 7520 7538 7539 7540 7580 7590 7600 7601 7605 7610 7611 7612 7613 7705 7710 7711 7720

Class Description Trucking: Oil Field Equipment-All Employees And Drivers Trucking Local Hauling Only--All Employees & Drivers Trucking Long Distance Hauling--All Employees & Drivers Trucking Parcel or Package Delivery-All Employees & Drivers Mail, Parcel, or Package Delivery and Courier or Messenger Service Companies-- All Employees & Drivers Trucking: Mail, Parcel or Package Delivery - Under Contract with the US Postal Service - All Employees & Drivers Stevedoring: NOC Coal Dock Operation And Stevedoring Stevedoring: By Hand Or Hand Trucks Exclusively Stevedoring: Containerized Freight And Drivers Dredging - All Types - Coverage Under Admiralty Law: Program I Dredging - All Types - Coverage Under Admiralty Law: Program II - State Act Benefits Dredging-All Types Freight Handling NOC Freight Handling NOC - Coverage Under State Act Only Taxicab Co: All Other Employees & Drivers Drivers, Chauffeurs, Messengers, and Their Helpers NOC - Commercial Bus Co: All Other Employees & Drivers Beer or Ale Dealer - Wholesale & Drivers Diving - Marine - Coverage Under Admiralty Law: Program I Diving - Marine - Coverage Under Admiralty Law: Program II - State Act Benefits Diving-Marine-Program Ii Aviation--All Other Employees & Drivers Aviation--Air Carrier--Scheduled, Commuter, or Supplemental--Flying Crew Aviation--Stunt Flying, Racing, or Parachute Jumping--Flying Crew Aviation--Transportation of Personnel in Conduct of Employer's Business--Flying Crew Aviation--NOC--Other Than Helicopters--Flying Crew Aviation-Helicopters-Flying Crew Aviation--Air Charter or Air Taxi--Flying Crew Non-ratable code for 7405 Non-ratable code for 7431 Gas Co - Natural Gas - Local Distribution & Drivers Oil or Gas Pipeline Operation & Drivers Waterworks Operation & Drivers Electric Light or Power Line Construction & Drivers Electric Light or Power Co NOC - All Employees & Drivers Electric Light or Power Cooperative - REA Projects Only - All Employees & Drivers Sewage Disposal Plant Operation & Drivers Garbage Works Telephone or Telegraph Co: All Other Employees & Drivers Telephone, Telegraph or Fire Alarm Line Construction & Drivers Burglar Alarm Installation or Repair & Drivers Radio or Television Broadcasting Station - all employees & Clerical, Drivers Telephone or Cable TV Line Installation - Contractors, Underground & Drivers Telephone or Cable TV Line Installation - Contractors, Overhead & Drivers Telephone or Cable TV Line Installation - Contractors, Service Lines and Connections & Drivers Ambulance Service and EMS Providers & Drivers Firefighters & Drivers Firefighters & Drivers-Volunteer Police Officers & Drivers

2008 Loss Cost 6.66 7.28 6.93 5.34 4.88 5.76 17.14 3.98 7.50 8.87 5.60 6.22 11.08 16.62 5.04 5.43 3.98 3.86 4.14 11.09 12.32 21.94 2.35 0.58 15.21 1.92 2.36 3.80 1.91 0.27 0.90 2.23 1.48 2.75 10.40 1.83 3.34 1.89 3.16 2.26 8.02 2.46 0.47 5.25 12.56 5.52 5.43 4.24 4.24 2.19

9

Class 7855 8001 8002 8006 8008 8010 8013 8015 8017 8018 8021 8031 8032 8033 8039 8044 8045 8046 8047 8058 8072 8102 8103 8105 8106 8107 8111 8116 8203 8204 8209 8215 8227 8232 8233 8235 8263 8264 8265 8279 8288 8291 8292 8293 8304 8350 8380 8381 8385 8392 8393

Class Description Railroad Construction: Laying or Relaying of Tracks or Maintenance of Way by Contractor--No Work on Elevated Railroads & Drivers Store Florist & Drivers Automobile Rental Co: All Other Employees & Counter Personnel, Drivers Gasoline Station: Self Service and Convenience / Grocery - Retail Store: Clothing, Wearing Apparel or Dry Goods - Retail Store: Hardware Store: Jewelry Quick Printing--Copying Or Duplicating Service--All Employees & Clerical, Salespersons, Drivers Store: Retail NOC Store: Wholesale NOC Store Meat, Fish or Poultry Dealer--Wholesale Store: Meat, Fish or Poultry - Retail Store Clothing, Wearing Apparel, or Dry Goods--Wholesale Store: Meat, Grocery and Provision Stores Combined - Retail NOC Store Department - Retail Store: Furniture & Drivers Store: Drug Retail Store: Automobile Parts and Accessories NOC & Drivers Store Drug-Wholesale Building Material Dealer - New Materials Only: Store Employees Store: Book, Record, Compact Disk, Software, Video or Audio Cassette Retail Seed Merchant Wool Merchant Store Hide or Leather Dealer Iron or Steel Merchant & Drivers Machinery Dealer NOC - Store or Yard - & Drivers Plumbers' Supplies Dealer & Drivers Farm Machinery Dealer - All Operations & Drivers Ice Mfg or Distribution & Drivers Building Material Yard & Local Managers, Drivers Vegetable Packing & Drivers Feed, Fertilizer, Hay or Grain Dealer & Local Managers, Drivers - No Mfg Construction or Erection Permanent Yard Lumberyard New Materials Only: All Other Employees & Yard, Warehouse, Drivers Coal Merchant & Local Managers, Drivers Sash, Door or Assembled Millwork Dealers & Drivers Junk Dealer & Drivers Bottle Dealer - Used & Drivers Iron or Steel Scrap Dealer & Drivers Stable or Breeding Farm & Drivers Livestock Dealer or Commission Merchant & Salespersons, Drivers Storage Warehouse - Cold Storage Warehouse - NOC Storage Warehouse - Furniture & Drivers Grain Elevator Operation And Local Managers, Drivers Gasoline or Oil Dealer & Drivers Automobile Service or Repair Center & Drivers Gasoline Station Self-Service Only-Retail Bus Co Garage Employees Automobile Storage Garage, Parking Lot or Parking Station, Valet Service, Cashiers or Counter Personnel & Drivers Automobile Body Repair

2008 Loss Cost 7.74 1.62 1.61 1.80 1.31 1.72 0.41 0.65 1.38 2.21 2.36 2.01 1.72 1.93 1.41 2.68 0.79 1.95 0.92 2.01 0.80 2.00 3.63 3.93 3.80 3.80 3.13 2.61 4.95 7.23 2.58 2.71 4.24 3.80 5.11 4.14 6.26 4.40 5.76 6.04 4.36 4.03 3.02 6.67 4.75 4.67 2.64 1.61 3.31 2.38 1.83

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Class 8500 8601 8606 8709F 8719 8720 8721 8726F 8734 8737 8738M 8742 8745 8748 8755 8799 8800 8803 8805 8810 8814 8815M 8820 8824 8825 8826 8829 8831 8832 8833 8835 8842 8864 8868 8869 8871 8901 9012 9014 9015 9016 9019 9033 9040 9044 9052 9058 9059

Class Description Metal Scrap Dealer & Drivers Architect or Engineer - Consulting Geophysical Exploration - Seismic - All Employees & Drivers Stevedoring: Talliers And Checking Clerks Engaged In Connection With Stevedore Work Stevedoring: Talliers and Checking Clerks Engaged in Connection with Stevedore Work - Coverage Under State Act Only Inspection of Risks for Insurance or Valuation Purposes NOC Real Estate Appraisal Company - Outside Employees Steamship Line Or Agency-Port Employees: Superintendents, Captains, Engineers, Stewards Or Their Assistants, Pay Clerks Salespersons, Collectors Or Messengers-Outside-Program Ii Salespersons, Collectors Or Messengers-Outside-Program I Salespersons, Collectors Or Messengers-Outside-Program Ii Salespersons or Collectors--Outside News Agent or Distributor of Magazines or Other Periodicals - Not Retail Dealer - & Salespersons, Drivers Automobile Salespersons Labor Union - All Employees Mailing or Addressing Company or Letter Service Shop-Clerical Staff Mailing or Addressing Company or Letter Service Shop Auditors, Accountant or Factory Cost or Office Systematizer - Traveling Clerical Office Employees-NOC-Program II Clerical Office Employees NOC Clerical Office Employees-NOC-Program I Clerical Office Employees-NOC-Program II Attorney - All Employees & Clerical, Messengers, Drivers Retirement Living Centers Health Care Employees Retirement Living Centers Food Service Employees Retirement Living Centers: All Other Employees, Salespersons & Drivers Convalescent or Nursing Home - All Employees Hospital - Veterinary & Drivers Physician & Clerical Hospital - Professional Employees Home, Public, and Traveling Healthcare--All Employees Mental Health Group Care Homes-All Employees And Drivers Social Services Organization-All Employees, Salespersons and Drivers College: Professional Employees & Clerical Child Day Care Center - Professional Employees and Clerical, Salespersons Clerical Telecommuter Employees Telephone or Telegraph Co Office or Exchange Employees & Clerical Buildings - Operation by Owner, Lessee or Real Estate Management Firm: Professional Employees, Property Managers and Leasing Agents & Clerical, Salespersons Building Operation by Contractors & Drivers Buildings - Operation by Owner or Lessee or Real Estate Management Firm: All Other Employees Amusement Park or Exhibition Operation & Drivers Bridge or Vehicular Tunnel Operation & Drivers Housing Authority & Clerical, Salespersons, Drivers Hospital: All Other Employees Casino Gambling - Hotel all Employees & Clerical, Salespersons, Drivers Hotel: All Other Employees & Salespersons, Drivers Hotel Restaurant Employees Child Day Care Center - All Other Employees and Drivers

2008 Loss Cost 6.05 0.69 2.99 4.76 1.65 1.25 0.37 5.31 0.60 0.54 1.01 0.42 3.92 0.59 0.45 1.19 1.19 0.09 0.32 0.23 0.28 0.55 0.20 2.75 1.85 2.01 2.40 1.20 0.28 1.05 2.49 1.42 1.42 0.34 0.62 0.23 0.24 1.05 2.27 2.55 2.26 2.02 1.93 2.97 1.19 1.72 1.19 2.39

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Class 9060 9061 9062 9063 9077F 9082 9083 9084 9088a 9089 9093 9101 9102 9154 9156 9170 9178 9179 9180 9182 9186 9220 9402 9403 9410 9448X 9449X 9501 9505 9516 9519 9521 9522 9534 9554 9586 9600 9620

Class Description Club - Country, Golf, Fishing or Yacht - & Clerical Club NOC & Clerical Casino Gambling: All Employees & Clerical, Salespersons, Drivers YMCA, YWCA, YMHA or YWHA, Institution - All Employees & Clerical United States Armed Service Risk--All Employees & Drivers Restaurant NOC Restaurant: Fast Food Bar, Discotheque, Lounge, Nightclub or Tavern Rocket Or Missile Testing Or Launching & Drivers Billiard Hall Bowling Lane College: All Other employees Park, NOC - All Employees & Drivers Theater NOC: All Other Employees Theater NOC: Players, Entertainers or Musicians Buildings-Operation by Contractors-Includes window cleaning above one story Athletic Sports or Park: Noncontact Sports Athletic Sports or Park: Contact Sports Amusement Device Operation NOC - Not Traveling - & Drivers Athletic Sports or Park: Operations & Drivers Carnival, Circus or Amusement Device Operator - Traveling - All Employees & Drivers Cemetery Operation & Drivers Street Cleaning & Drivers Garbage, Ashes or Refuse Collection & Drivers Municipal, Township, County or State Employee NOC Rehabilitation Services-Participants-Unpaid Work Based Training Program Board of Education-Students-Unpaid Work Based Training Program Painting: Shop Only & Drivers Painting: Automobile or Carriage Bodies Radio, Television, Video and Audio Equipment Installation, Service or Repair & Drivers Household and Commercial Appliances--Electrical--Installation, Service or Repair & Drivers House Furnishings Installation NOC & Upholstering Upholstering Mobile Crane and Hoisting Service Contractors - NOC - all Operations & Drivers Sign Installation, Maintenance, Repair, Removal, or Replacement NOC--Away From Shop & Drivers Barbershop, Beauty Parlor or Hair Styling Salon Taxidermist Funeral Director & Drivers

2008 Loss Cost 1.41 1.24 1.33 0.65 1.53 1.37 1.34 1.52 a 0.96 1.23 2.19 2.45 1.53 1.62 2.27 5.51 23.05 3.98 1.77 12.63 4.52 5.11 6.25 2.52 1.94 1.94 1.93 3.65 2.75 2.53 2.73 2.05 5.18 8.33 0.58 1.69 0.81

Class Suffix Guide:
a= D= F= M= N= P= X= *= Advisory loss cost for each individual risk must be obtained from NCCI Advisory loss cost for classification already includes specific disease loading Advisory loss cost provides for coverage under the USL&H Act Advisory loss cost provides for coverage under Admiralty Law and FELA Statistical non-ratable codes Per Capita basis WV state special phraseology Class codes with actuarial footnotes

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