..
Case 1:04-cv-01324-JJF-LPS Document 221-2 Filed 09/15/2006 Page 1 of 4
schedule of coerages. They apPly to each Insured vehlOle as Indicated. Property limits shown In the motorists ' financial responsibility laws of your state only for vehicles for whichYour and Damage and Bodily poley compiles with the Injury Liabilit coverages are provided.
superae any Decarations Issued earlier. Your poley provides the coerl'gee number beow. They identified by poley
TheM Decarations are a part of the poley named aboe and
NATIONWIDE AUTO POLICY DECLARATIONS
Page 1 of 2
Polley Numbe: DB Account Numbe Policyholder: 62 07 A 733616 (Nlmed Inlurld)
'''uld:
JUN 19, 2003
592993 THS
ROERTA L EAES
A &/OR
SEAFORD DE
19973- 8293
14908 CORD
ROAD
Policy Period From:
hal been the time the application for Insurance Is completed, or (2) 12:01paid as required. This poicy's paid and only for ben a. Initially efecive at (1 's later. Each renewal period beins and ends at m. on the firs day of the poicy period, whichever 12:01 a. m. standard time at the address of the named Insured stted herein. This poicy canr.es at 12:01 a.
JUN17 six
. 2003 to SEP 22 2003 month renewal periods If renewal but only If the required premium for thll1'rlod premiums have
m. at the address of the named Insured stated herein.
SELECTED AS S ARE SUBJECT TO THE EXCLUS IN THIS DECLARATIONS I ON A. 1: CASES YOUH N YOUR POll CY . IN 0\t: 11. ITA T l6Ns AND COD IT ONS OF COVERAE THE M I COVERAE I. Y BE LI M /TED TO MU L' LAW OF RESPOSIBILITY M I TSOR COVERAE REQ' RED BY THE DELAWARE F I THE DELAWARE MOTORISTS PROTECTION ACT. ONI THE NA DATE TH I S DECLARA T' ONS WAS ISSUED. THOSE L 1M' TS ARE:
DET A I LED
IMPORTANT MESSAGES: NOTICE: THE COVERAES YOU HAVE
AUTO L I AB I L I
NO- FAULT:
IT IS IMPORTAN
TY: $16, 000 PER PERS, $30. 000 $10 , 000 FOR PRPERTY DAMGEPER OCRRENE FOR BO I L Y 'NJURY $16 , 000 PER PERSON, $30. 000 PER OCRRENE FOR BO I L $10, 000 FOR DAME
Y INJURY TO PROPERTY OTHER THA A MOTOR VEH I CLE THAT YOU REA YOUR POLICY
CAREFULLY.
EFFEC f VE JUN 17,
2003
1999 FORD EXPLORER
1996 FORD
. ADED AD I T IONL PERSL
I NJURY
PROTECT' ON
ADED ADITIONL
RAER
PERSL INJURY
PREM I UM DET A' L
PROTECTION
SEE ENLOSED NOT I CE FOR
YOUR VEHICLE INFORlTION
STARS ON PAGE 2.
COPAEENS' VE
COLLISION
BOILY INJURY
1999 FO EXPLOR Cover.ge.
LIABILITY
L' TY
ID I1FM34EX79505
Limit, Of Liability ACTAL CASH VALUE lESS $ ACTUAL CASH VALUE lESS $ 100 250 50, 000 EA RENE 100 000 EA
Six Month
PRPERT DAME l lAB'
PROTECT I ON
AN DAME TO PROPERTY OTHER TH MOTOR VEH CLE AD I TI ONL PERL INJURY
PERSL INJURY
PROTECTION
300; 000 EA OCRRENE EE POLICY
270: 000 EACH ACC I DENT
85 000 EACH
PERSON
Premium 34. 70 85. 49.
111. 90 42. 80
PERS
ENRSEM 3016B'
TOTAL
32.
$ 356.
LIENLDER. W, LM, NaTON TRUST CO
V-0100-
liEN EXPIRES ON APR 15, 2008
1998 FO
RAN
Page 2 of 2
I D '1FTCR10A9TPBAR
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g:
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Filed 09/15/2006 Page 2 of 4
Case 1:04-cv-01324-JJF-LPS
Document 221-2
Page 2 of 2
1998 FO
Coverege.
CQPREHENS I VE COLL IS ION
I D #1 FTCR1 OA9TPB8832
Limit. Of Llebllity
ACTUAL CAS H VALUE lESS $ 100 ACTUAL CASH VALUE LESS $ 250 60, OOOEA OCRRENCE
EE POL-ICY
Six Month
Prlmlum
31 .
BOILY INJURY LIABILITY
PROPERT DAME L I ASI L I TY
PROTECT ION
AD I T
AN DAME TO PRPERlY OTHER THA MOTOR VE I CLE
IONL
PERSL I NJURY
100 000 EA PERSON 300; 000 EA OCRRENCE
71. 49. 111. 90 42. 80
PROTECT I ON
PERSL INJURY
$ 86, 000
$ 270, 000 EACH ACC I DEN
ENDORSEMEN EACH PERSON
3016S"
TOTAL
32.
$ 338.
POLICY COVERAGES
Coverege.
UN I NSURED MOTOR I STS
Limit. Of Liability
BOILY INJURY
- PROPERTY DAMGE
Six Month Premium
$ 3
100, 000 EACH PERS
$250 DED
LESS
TOTAL
88. 88.
VEHICLE CLASSIFICATIONS
Premium ,. B..td
On:
USE OF VEH I CLE
RATED DRIVER
ADL T AGE 4 AGE PRINCIPAL PRINCIPAL 48 MARR I ED MARR I ED
APPL
FEMLE ADLT
MALE
PLEAURE PLEAURE
AIR BAG FULL .AIR
1999 FORD 1996 FORD
ED DISCNTS PASS I VE RESTRA I NT PASS I VE RESTRA I
MILEAE t.L T MILEAE ANNUALCAR I CAR LON TERM
ANNUAL
t.L T I
BAG FULL
SPECIAL RATING
RAT I NG SYIU:'
SAFE DR I
VER
LON TEAM
SAFE DR I VER
018.016 00
013.012 00
Polley Form & Endor..ment.:
Offlc. u..: E OG6707
V007D 3208
APR 22
, 2003 TERR:
NATlOMIDE WTUAL INSURAE COPAN Counterlgned At: WI LM I NGTON,
Illued By:
DEL.
012 $ 34.
Homl Office - COlumbu., Ohio
CULVER
By: 'M KE I TH
IMPORTANT PHONE NUMBERS Netlonwld. 24-Hour Clelm. Numbe: 1-80-421-3535
For QUESTIONS About Your Polley, Call Your NATIONWIDE AGENT: CULVER INS
AGENCY INC
For Heerlng Impaired: TT 1-80-a22-2421 302-629- 2510
Nationwide Rlglonel Offce: 352-377-8500
FRAME:
NATIONWIDE AUTO POLICY DECLARATIONS
These DeOlarallon
are II part of the oollev nAm9r1 IIhrwA Ann In..n+lflnM
" ""II
h,. ,,,
Page 1 of 3
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Case 1:04-cv-01324-JJF-LPS
COVERAGE AGREEMENT
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Document 221-2
Filed 09/15/2006
Page 3 of 4
Endorsement 30168
Additional PefsQnal lit jury Protection
(Delaware)
'i:
Please attach this import' anfi(t'ditiori toyour auto' policy.
Additional Personal Injury Protection ISSUbjecttoi lIterrnS ndp l1q!tlonsof th policy that apply to basic Personal Injury Protection (Noult),
t " Y!;. ::!ti S:;,
cept as changed by this endorsement.
Substitute Service Expenses, up to the limits of Additional Personal Injury Protection per person
This coverage takes up where basic Personi:iI lnjury Protection leaves off. The additional benefits apply when bodily injury is covered by the basic Delaware Personal Injury Protection of any policy, but covered expenses exceed the limits of the basic coverage required by!ay.. We wil pay for these expenses over and above all amounts that are paid or payable underffe basic coverage. We wil pay the additional benefits for Medical Expenses, Loss of Earnings, and
and per accident shown In the policy Declarations. Within these total limits, we will also pay additional Funeral Expenses up to $2 000. Time limitations within which expenses must be incurred are the same as for ba.sic benefits.
YOU AND A HOUSEHOLD MEMBER
You and a household member are covered for Additional Personal Injury protection:
1. while
occupying any motor vehicle; or
2. as a pedestrian If hit by any motor vehicle.
Additional Personal Injury Protection covering the other vehicle.
OTHER PERSONS Any other person Is covered:
1. while
However, If injured while occupying or hit by a motor vehicle other than your auto, this coverage wil apply only to the extent that limits under this covera.ge exceed those under any
occupying your auto anywhere this coverage Is In force; or
2. as a pedestrian , if such person is hit by your auto In Delaware.
COVERAGE EXCLUSIONS
We wil not payAdditlonal Personal Injury Protaction benefits for bodily injury:
1. to anyone whlie occupying, or as a pedeStrian- i(h
lsowned such person, but not Insured under this endorsernent. by
by,
motor- vehiclethat
2. to anyone whose conduct contributed -to his
3 . Involvlngtheuse ofa _motor
a fee.
convicted of drivng while under the Influ nCeofCtI9()holord ugs;,:
orherowii' bodiiy
CEl
iriji.ry, ifs'iich pEirson was
veh iClebYaninslJ
ryp
red as
Motor vehicfes used In shared-expense- can
poOls are no
J?!
r-'!.'
rtX. !()L
::::n
s for
LIMITS AND CONDITIONS OF PAYMENT
The Insuring of more than one person or motor vehicle under this coverage does not increase our liability to anyone person In anyone accident.
OTHER INSURANCE
The following provisions apply If you or a household member have AdditlonalPersonallnjury Protection as a named Insured or as a member of a household under any other policy. Whenany such Insurance applies to a loss: .
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Case 1:04-cv-01324-JJF-LPS
Document 221-2
Filed 09/15/2006
Page 4 of 4
ddltlonal leforrTore
PersOnallnjury Protectlon Is In a policyOr policies we have Issued,
than
thehlghe
2. and
other Additional Personal Injury leonlYfor ourproportlonal
benefit limits payable under any one policy. Protection Is In a polley or policies not Issued by us, share oft he
lNlUbe lIa
10ss. That sharewil be determined by
this and
, our, proportion of
coverage.
In )C' no
"t
tr1;j
the. total coverage
. limits provided under
the other
available
)nstanc
-BjE
wil
duplicate benefits i:: 1f:UD j:t ;'E; 2::
be collectible
:?f'Si
Thl endor
*jif
ntappliesas statedlnthepolicy
l1tISlssU d bythecO
l2::j
;;.z\t!
under this and other similar ' auto Insurance.
2!:
:JC:L -m
Declaratlons
clar
\Nl1ln l
tionsas
Thls:eh,99r
This
rnpanYsh
the Issuing company.
orsement supersedes any
priorendorse"1ent numbered 3016 or 3016A.
NATIONWIDE INSURANCE COMPANIES
Home Offce: Columbus , Ohio 43215- 2220
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