Free CIVIL COURT OF THE CITY OF NEW YORK - New York

Civil Court of the City of New York
County of ______________________ ____________________________________ Index Number _________________

Plaintiff(s),

WRITTEN ANSWER ACTION FOR MONEY ONLY

-againstDefendant(s), __________________________________________

Defendant ________________________________ answers the Complaint as follows:
ANSW ER: (Check all that apply)

1.____ General Denial: I deny the allegations in the Complaint. SERVICE 2.____ I did not receive a copy of the Summons and Complaint. 3.____ I received the Summons and Complaint, but service was not correct as required by law. DEFENSES I do not owe this debt. I did not incur this debt. I am a victim of identity theft or mistaken identity. I have paid all or part of the alleged debt. I dispute the amount of the debt. Plaintiff is required to be licensed by the department consumer affairs of the City of New York and does not allege a license number in the Complaint. Statute of limitations (the time has passed to sue on this debt: more than six years). This debt has been discharged in bankruptcy. The collateral (property) was not sold at a commercially reasonable price. Unjust enrichment (the amount demanded is excessive compared with the original debt). Violation of the duty of good faith and fair dealing. Unconscionability (the contract is unfair). Laches (plaintiff has excessively delayed in bringing this lawsuit to my disadvantage). Defendant is in the military. Other ________________________________________________________________________

4.____ 5.____ 6.____ 7.____ 8.____ 9.____ 10.___ 11.___ 12.___ 13.___ 14.___ 15.___ 16.___ 17.___

OTHER 18.___ Please take notice that my only source of income is _______________________, which is exempt from collection. COUNTERCLAIM(S) 19.___ Counterclaim(s): $___________________ Reason:__________________________________________

VERIFICATION
State of New York, County of ___________________ss: _____________________________, being duly sworn, deposes and says: I have read the Answer in W riting and know the contents to be true from my own knowledge, except as to those matters stated on information and belief, and as to those matters I believe them to be true. Sworn to before me this ____ day of ________, 20____. Signature of Defendant Notary/Court Employee ____________________________________________ Defendant's address

This case is scheduled to appear on the calendar as follows: Date: Part: Room: Time: Both sides notified

CIV-GP- 58d W ritten Answer M oney O nly(12/08)

FREE CIVIL COU RT FORM N o fee m ay be charged to fill in this form . Form can be found at: http://www.nycourts.gov/courts/nyc/civil/form s.shtm l.